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t Customer Programs section of the Membership Rewards Terms & Conditions as follows: "Effective May 1, 2007, for each conversion of points into the Frequent Flyer program of a US airline, a fee of $0.0005 per point, with a maximum fee of $75, will be charged to your Card account." M6137 BP/MU/MR61/0307 EFTA

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r DI ea, Earn More! New ways to earn points. IMPORTANT NOTICE OF MEMBERSHIP REWARDS OPTIONS@ PROGRAM CHANGES For each transfer of points into the Frequent Flyer program of a US airline, a fee of $0.0004 per two points, with a maximum fee of $50, will be charged to your Card account. We charge this fee to o

for Tumi Generation 4 Napa Leather Travel Kit in Black • 14,500 Points Enjoy the luxury of rich, full-g

Customer Programs section of the Membership Rewards Terms & Conditions as follows: 'Effective May 1, 2007, for each conversion of points into the Frequent Flyer program of a US airline, a fee of $0.0005 per point, with a maximum fee of $75, will be charged to your Card account.' Earn 2x Membership Rewards@

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',7-f/4ti Earn More! New ways to earn points. IMPORTANT NOTICE OF MEMBERSHIP REWARDS OPTIONS@ PROGRAM CHANGES For each transfer of points into the Frequent Flyer program of a US airline, a fee of $0.0004 per two points, with a maximum fee of $50, will be charged to your Card account. We charge this fee to o