Epstein Secrets

t 10:02:05 AM EDT To: "Richard Kahn ( " < Hi Rich, Morgan Stanley is also pricing a new issue COF

f declared, Dividends will accrue and be payable quarterly in arrears, on the 1st of March, June, September and December beginning December 1, 2016. Non-Cumulative. Redemption: At the issuer's option subject to regulatory approval: in whole or in part, from time to time, on any dividend payment date on or aft

t 4:03=19 PM EST To: =/s an>"Richard Kahn &=t; Rich, <mailto }.. EFTA_R1_01597173 EFTA02480982

Perpetual Issuer:0 Royal Bk Scotland Grp Plc Par Value: 4> $1,000 S=curity Type: Preferred Stock QDI/DRD Eligible4e Yes / Yes<=> Cumulative: Non-Cumulative Rating: B1 / B+ Coupon (Details): 4> 7.64% to 9/30/2017; =hen US 3M Libor +232bp, resets Quarterly 4> 4> 4> Next Call Date: 9/30/2017, Quart

rdkahn12@gmailcom)" <[email protected]> Hi Rich, I hope you had a nice =oliday. New issue prefe

, 09/26/2026, =ividends will be &nb=p; calculated at a floating annual =ate equal to &nb=p; three-month LIBOR plus, reset =uarterly,1 1% &nb=p; Non-Cumulative Payment dates: Quarterly for both the fixed =nd floating rate &nb=p; periods, commencing on =2/15/2016, in each case &nb=p; when, as and if decl