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o the Membership Rewards program terms can be found on the following page. Important Information about the Membership Rewards Program According to the Membership Rewards° program Terms and Conditions, when you receive a statement credit for a returned purchase, we will reverse the points you earned for that purchase

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merican Express° Traditional RwidaTE COPY p. 15/20 JEFFREY E EPSTEIN Closing Date 10/11/18 Account Ending 2-61005 Notice of Important Changes to the Membership Rewards° Program Terms We are making a change to the Membership Rewards Program Terms & Conditions. We encourage you to read this notice, share it with Add

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36 EFTA01678539 iIi;;;;; EXPRESS Centurion's Card JEFFREY E EPSTEIN Closing Date 09/09/13 p l7 Account Ending 0-13001 Important Changes to the Membership Rewards° Program Terms and Conditions A summary of the changes appears below. The detailed changes can be found after the summary chart. Membership Rewards