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Limit $ 2,300.00 Effective on or around April 19, 2004, your account will be transferred from American Express Centurion Bank, Member F.D.I.C., to American Express Bank, FSB, Member F.D.I.C. Other changes to your account not as a result of this transfer are described in the Notice Of Changes To Your Agreement sectio

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t balance, issue a check to you for the credit balance in your account if the amount is $1.00 or more.Creditor: American Express Centurion Bank or American Express Bank, FSB. New York residents may contact the New York Banking Department to obtain a comparative listing of credit card rates, fees andgrace periods byc

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tice, "American Express," "we," 'our." and 'us" refer to American Express Travel Related Services Company, Inc., American Express Centurion Bank and American Express Bank, FSB. These entities are "Affiliates' of each other, which are companies in the American Express family that are related to each other by common own