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Cardmembers who meet certain qualifying criteria. By responding you will be disclosing to the merchant that you meet these criteria. EFTA01661291 JEFFREY E E°STEIN Cbiro Da!e Page 9 of 9 11/29/05 Notice of Changes to Your Agreement We are making important Changes to the Membership Rewards program asso

complement your voyage, call Centurion Travel Service at 14774774)987, and select option 1. (CE 108282) Now Accepting American Express@ Cards! The Vermont Country Store - Rediscover long-lost brands and hard-to-find products. Shop at www.vermontcountrystore.com, by catalogue 802-362-8470, or at our stores. The Russian Tea Room

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choose the charges you want to take more time to pay. Or call Customer Service and press 0. (CE 108274) Now Accepting American Express@ Cards! The Vermont Country Store - Rediscover long-lost brands and hard-to-find products. Shop at www.vermontcountrystore.com, by catalogue 802-362-8470, or at our stores. The Russian Tea Room

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time of purchase and use your eligible Card. Visa www.membershiprewards.com for more details. (CE t08262) Now Accepting American Express@ Cards! The Vermont Country Store - Rediscover long-lost brands and hard-to-find products. Shop at www.vermontcountrystore.com, by catalogue 802-362-8470, or at our stores. The Russian Tea Room

08 12/14/06 BLOOMINGDALES NEW YORK CREME DE LA MER NY 211.33 12/15/06 POLO RETAIL CORPORATDALLAS APPAREUACCESSORIES TX 1,624.00 01/06/07 JEFFERY #0002 NEW YORK •GODDS AND SERVICES NY 312.12 Total of S&T and/or JxPO Activity New Charges Payments/Credits 3,691.53 -3,610.34 Important Si

choose the charges you want to take more time to pay. Or call Customer Service end press 0. (CE 108275) Now Accepting American Express@ Cards! The Vermont Country Store - Rediscover long-lost brands and hard-to-find products. Shop at www.vermontcountrystore.com, by catalogue 802-362-8470, or at our stores. The Russian Tea Room