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l be known as Pay Over Time Travel. We are amending the Cardmember Agreement so that if you are enrolled in both Pay Over Time Select and Pay Over Time Direct, you will be able to alternate between those Pay Over Time settings by visiting us online at americanexpress.com/payovertime, if you have an online

acific Insurance Limited. Sutiect to additional terms, conditions and exclusions. Purchase Protection is underwritten by AMEX Assurance Company and Tokio Marine Pacific Insurance Limited. Subject to additional terms, conditions and exclusions. CMLENCIDMFellet9PM SDNY_GM_02745302 EFTA 00232558 EFTA01673961

dded. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Pay Over Time Travel and Pay Over Time Direct) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charge= If you make a Charge in a foreign currency, we will

acific Insurance Limited. Sutiect to additional terms, conditions and exclusions. Purchase Protection is underwritten by AMEX Assurance Company and Tokio Marine Pacific Insurance Limited. Subject to additional terms, conditions and exclusions. CMLENCIDMFelletW9°5 SDNY_GM_02746204 EFTA_00235460 EFTA01676863 LICAE American Expres

dded. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Pay Over Time Travel and Pay Over Time Direct) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will

Your Card Membership, please visit americanexpress.com/benefitsguide. ID 12649 'Purchase Protection is underwritten by AMEX Assurance Company and Tokio Marine Pacific Insurance Limited. Subject to additional terms. conditions and exclusions. CMLENDDMRUS0265 AMEX008999 SDNY_GM_02752238 EFTA_00239554 EFTA01680957 Centurions Ca