Epstein Secrets

Inc. is the distributor of the JPMorgan Funds and Ameri can CenturyInvestmentServices, Inc. is the distributor of the American CenturyFunds. J .P. Morgan InvestmentManagementInc. and American CenturylnvestmentManagement Inc. serveas investment advisors to theirrespectivefund familiesand receivecompensation fro m theirrespec

rotection, which in cludes up to $100,000 of protection for cash, is providedby SIPC. As ofMarch 2004, the balanceof the protection is providedby a separateExcessSIPC SuretyBond issued by Cust omer Asset Protection Company. SIPCand excessSIPCprotection do not protect against losses f rom fluctuations in the valueof the sec

Inc. is the distributor of the JPMorgan Funds and Ameri can CenturyInvestmentServices, Inc. is the distributor of the American CenturyFunds. J .P. Morgan InvestmentManagementInc. and American CenturylnvestmentManagement Inc. serveas investment advisors to theirrespectivefund familiesand receivecompensation fro m theirrespec

rotection, which in cludes up to $100,000 of protection for cash, is providedby SIPC. As ofMarch 2004, the balanceof the protection is providedby a separateExcessSIPC SuretyBond issued by Cust omer Asset Protection Company. SIPCand excessSIPCprotection do not protect against losses f rom fluctuations in the valueof the sec

Inc. is the distributor of the JPMorgan Funds and Ameri can CenturyInvestmentServices, Inc. is the distributor of the American CenturyFunds. J .P. Morgan InvestmentManagementInc. and American CenturylnvestmentManagement Inc. serveas investment advisors to theirrespectivefund familiesand receivecompensation fro m theirrespec

rotection, which in cludes up to $100,000 of protection for cash, is providedby SIPC. As ofMarch 2004, the balanceof the protection is providedby a separateExcessSIPC SuretyBond issued by Cust omer Asset Protection Company. SIPCand excessSIPCprotection do not protect against losses f rom fluctuations in the valueof the sec

Inc. is the distributor of the JPMorgan Funds and Ameri can CenturyInvestmentServices, Inc. is the distributor of the American CenturyFunds. J .P. Morgan InvestmentManagementInc. and American CenturylnvestmentManagement Inc. serveas investment advisors to theirrespectivefund familiesand receivecompensation fro m theirrespec

rotection, which in cludes up to $100,000 of protection for cash, is providedby SIPC. As ofMarch 2004, the balanceof the protection is providedby a separateExcessSIPC SuretyBond issued by Cust omer Asset Protection Company. SIPCand excessSlPCprotection do not protect against losses f rom fluctuations in the valueof the sec

Inc. is the distributor of the JPMorgan Funds and Ameri can CenturyInvestmentServices, Inc. is the distributor of the American CenturyFunds. J .P. Morgan InvestmentManagementInc. and American CenturylnvestmentManagement Inc. serveas investment advisors to theirrespectivefund familiesand receivecompensation fro m theirrespec

rotection, which in cludes up to $100,000 of protection for cash, is providedby SIPC. As ofMarch 2004, the balanceof the protection is providedby a separateExcessSIPC SuretyBond issued by Cust omer Asset Protection Company. SIPCand excessSIPCprotection do not protect against losses f rom fluctuations in the valueof the sec

Inc. is the distributor of the JPMorgan Funds and Ameri can CenturyInvestmentServices, Inc. is the distributor of the American CenturyFunds. J .P. Morgan InvestmentManagementInc. and American CenturylnvestmentManagement Inc. serveas investment advisors to theirrespectivefund familiesand receivecompensation fro m theirrespec

rotection, which in cludes up to $100,000 of protection for cash, is providedby SIPC. As ofMarch 2004, the balanceof the protection is providedby a separateExcessSIPC SuretyBond issued by Cust omer Asset Protection Company. SIPCand excessSIPCprotection do not protect against losses f rom fluctuations in the valueof the sec

Inc. is the distributor of the JPMorgan Funds and Ameri can CenturyInvestmentServices, Inc. is the distributor of the American CenturyFunds. J .P. Morgan InvestmentManagementInc. and American CenturylnvestmentManagement Inc. serveas investment advisors to theirrespectivefund familiesand receivecompensation fro m theirrespec

rotection, which in cludes up to $100,000 of protection for cash, is providedby SIPC. As ofMarch 2004, the balanceof the protection is providedby a separateExcessSIPC SuretyBond issued by Cust omer Asset Protection Company. SIPCand excessSIPCprotection do not protect against losses f rom fluctuations in the valueof the sec

Inc. is the distributor of the JPMorgan Funds and Ameri can CenturyInvestmentServices, Inc. is the distributor of the American CenturyFunds. J .P. Morgan InvestmentManagementInc. and American CenturylnvestmentManagement Inc. serveas investment advisors to theirrespectivefund familiesand receivecompensation fro m theirrespec

rotection, which in cludes up to $100,000 of protection for cash, is providedby SIPC. As ofMarch 2004, the balanceof the protection is providedby a separateExcessSIPC SuretyBond issued by Cust omer Asset Protection Company. SIPCand excessSIPCprotection do not protect against losses f rom fluctuations in the valueof the sec