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- September 30, 2004 Page 59 of 62 Explanation of JPMSI Ratings: Overweight: Neutral: JPMorgan uses the following rating system: Underweight: Independent Research Over the next six to rage total return of age universe. Over the next six to twelve th the average total return m's) coverage universe. Over t
funds represen tthe funds' most recentincome dividendannualized. J.P. Morgan Funds Distributor, Inc. is the distributor of the JPMorgan Funds and American CenturylnvestmentServices, Inc. is the distributor of the American Cen turyFunds. J.P. Morgan InvestmentManagementInc. and American CenturyInvestmentMa nagement Inc. serveas inve
- September 30, 2004 Page 59 of 62 Explanation of JPMSI Ratings: Overweight: Neutral: JPMorgan uses the following rating system: Underweight: Independent Research Over the next six to rage total return of age universe. Over the next six to twelve th the average total return m's) coverage universe. Over t
funds represen tthe funds' most recentincome dividendannualized. J.P. Morgan Funds Distributor, Inc. is the distributor of the JPMorgan Funds and American CenturylnvestmentServices, Inc. is the distributor of the American Cen turyFunds. J.P. Morgan InvestmentManagementInc. and American CenturyInvestmentMa nagement Inc. serveas inve
aybe compensatedfor such servi ces. Explanation of JPMSI Ratings: Overweight: Neutral: JPMorgan uses the following rating system: Underweight: Independent Research Over the next six to rage total return of age universe. Over the next six to th the average total m's) coverage universe. Over the next six to
funds represen tthe funds' most recentincome dividendannualized. J.P. Morgan Funds Distributor, Inc. is the distributor of the JPMorgan Funds and American CenturylnvestmentServices, Inc. is the distributor of the American Cen turyFunds. J.P. Morgan InvestmentManagementInc. and American CenturylnvestmentMa nagement Inc. serveas inve
Entities connected to both Independent Research and American CenturylnvestmentServices, Inc.

Newark
LOCATION
JPMorgan Chase
ORGANIZATIONIRPsmayuse
ORGANIZATIONThe American Century
ORGANIZATIONJ.P. Morgan Trust Company
ORGANIZATIONJPMSI un
ORGANIZATIONthe FederalMoney Market Sweep Fund
ORGANIZATION
the Internal Revenue Service
ORGANIZATIONJ.P. Morgan Funds Distributor, Inc.
ORGANIZATIONnce Department
ORGANIZATIONJPMSI Complia
PERSONMXN PUT USD
ORGANIZATIONExpired Opt
ORGANIZATIONPurchase Opt
ORGANIZATIONWALT DISNEY CO TOTAL RETURN SWAP
ORGANIZATIONXAUDPA-CQ-Z
ORGANIZATIONXJPYPA-KB-Z
ORGANIZATIONXTHBCA-AC-Z
ORGANIZATIONSTERLING - JAPANESE YEN
ORGANIZATIONXAUDPA-DX-Z
ORGANIZATION