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balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,

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balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances." Annual Fees We are changing the annual fee structure for Additional Cards. We will charge a single annual fee for up to three Additional

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balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances." Annual Fees We are changing the annual fee structure fix Additional Cards. We will charge a single annual fee for up to three Additional

MZ'SUPERSTORE ROC No. 0093108595 98.43 04/11/06 AMAZON.COM SUPERSTORAMZN.COM/BILL WA MERCHANDISE AMZISUPERSTORE ROC No. 0096266833 04113/06 TELECHARGE SVCE NEW YORK NY 235.50 TICKETS/RESERVATION/ETC ROC No. 14181500 90.23 04/25/06 AMAZON.COM SUPERSTORAMZN.COM/BILL WA MERCHANDISE AMZ'SUPERSTORE