Epstein Secrets

AMEX Assurance Company and is on file at the offices of American Express. This document replaces all existing prior Descriptions of Coverage for the American Express Card Baggage Insurance Plan. Kenneth J. Clak, President AMEX Assurance Company 6437-12-02(CP) Timothy Meehan, Secretary AMEX Assurance Company I Does not apply to New York

balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,

ts that we used in our investigation. Regarding the American Express Card Baggage Insurance Plan We we increasing baggage insurance coverage of the American Express Card Baggage Insurance Plan. This coverage will be in effect for any claim incurred on or after May 1, 2007. Effective May 1, 2007, this rider forms a part of the Description o

alances. Amounts applied to Feature balances veil be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,

AMEX Assurance Company and is on file at the offices of American Express. This document replaces all existing prior Descriptions of Coverage for the American Express Card Baggage Insurance Plan. p Kenneth J. Clak, President AMEX Assurance Company 6437-12-02(CP) Does not apply to New York Store residents. Timothy Meehan, Secretary AMEX

balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,