Epstein Secrets

10/13/05 CHIASSO 800-654-3570 TX FURNITURE 299.60 10/13/05 POLO RETAIL CORP NEW YORK NY 431.33 APPAREUACCESSORIES 10/14/05 TOWER CHEMIST PHARMANEW YORK NY 32.49 PRESCRIPTIONS/SUNDRIES 10/15105 PARAGON ATHLETIC NEW YORK NY 59.44 SPORTING GOODS/APPAREL SPORTING GOODS STORES 10/16/05 POTTERY

yments to Feature balances last, and (among Feature balances) first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,

AZ TRAVEUTOURS/FEES ROC No. 0000000031 40.00 05/09/06 CRATEANDBARREL 621 NEW YORK NY Y6212006050901438844664 334.94 05/09/06 TOWER CHEMIST PHARMANEW YORK NY 73.95 PRESCRIPDONS/SUNDRIES 05/09/06 COZA INC 8886838564 MD 00 GENERAL MERCHANDISE ROC No. 0000000000 271.50 05/11/06 AMAZON.COM SUPER

balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances." Annual Fees We are changing the annual fee structure for Additional Cards. We will charge a single annual fee for up to three Additional

ORK NY FOOD/BEVERAGE FOOD/BEV 38.85 TIP 7.00 45.85 04/13/06 MINI DEU OF BIG APPNEW YORK NY MISC FOOD STORE 44.20 04/13/06 TOWER CHEMIST PHARMANEW YORK NY PRESCRIPTIONS/SUNDRIES 18.66 04/13/06 RUDY'S INFUGHT CATETETERBORO NJ CATERING SERVICES 86.92 04/14/06 DELTA AIR LINES ATLANTA GA Fro

balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,