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f the greatest of the three calculations immediately above is the current month's billed Finance Charges, then we will add $15 to the calculation of the Minimum Payment. You may pay more than the Minimum Payment, up to the entire New Balance, at any time." BP/CO2FYI/0304 EFTA01704111 DUPLICATE COPY G MAXWELL P

STHAMPTON NJ OFFICE PROD. & SUPPLIES PAD.MOUSE,BLACK PAD,MOUSE,PRECISE SURFACE AT&T 25FT CORD IVORY NOTEBOOK,200CT,5SUBJ,5-ST 60.29 03/28/04 BERGDORF GOODMAN NEW YORK NY THEORY 168.37 03/29/04 PETRA OF PALM BEACH W.PALM BEACH FL CLOTHING-WOMEN'S REA WOMEN'S READY-TO-WEAR STORES 179.14 03/29/04 BB&B STORE

f the greatest of the three calculations immediately above is the current month's billed Finance Charges, then we will add $15 to the calculation of the Minimum Payment. You may pay more than the Minimum Payment, up to the entire New Balance, at any time' BP/CO1FYI/0304 EFTA01704917 DUPLICATE COPY ammo For JEF

38638 12/26/03 NEIMAN MARCUS PALM BEACH FL SUN 24.00 25.44 01/06/04 NICHI BEAUTY SALON NEW YORK NY 17/HAIR CARE/SUPPUES 41.70 01/15/04 BERGDORF GOODMAN NEW YORK NY MORGENTHAL FREDERICS 266.13 01/15/04 NICHI BEAUTY SALON NEW YORK NY 17/HAIR CARE/SUPPUES 10185 Total of New Activity for New Charges Pa

f the greatest of the three calculations immediately above Is the current month's billed Finance Charges, then we will add $15 to the calculation of the Minimum Payment. You may pay more than the Minimum Payment, up to the entire New Balance, at any time." BP/CO2FYI/0304 EFTA01726625 DUPLICATE COPY Ed F.:: Pag

0/04 BCBG 8646 WEST PALM BEACH FL APPAREL ACCESSORIES 51.94 01/13/04 RIZZOU BOOKSTORE 31 NEW YORK NY BOOK/PERIODICAUNEWSPAP 305.35 01/13/04 BERGDORF GOODMAN NEW YORK GUCCI SHOES NY 822.29 01/13/04 BETTER YOUR HOME NEW YORK NY 33.01 FURNISHINGS/ACCESSORIES FOR CUSTOMER SERVICE CALL 212-7345800 + Paa job C