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f the greatest of the three calculations immediately above is the current month's billed Finance Charges, then we will add 515 to the calculation of the Minimum Payment. You may pay more than the Minimum Payment, up to the entire New Balance, at any time? BP/C01FYI/0304 EFTA01703565 DUPLICATE COPY Prtc.alc.: J

ew England, Myrtle Beach, SC, Florida and the Caribbean. Visit www.Flypanam.com or call 1-800-FLYPANAM and experience our comfort and convenience. National Product Sales - NPS is focused on the customer looking for great values. Join us on the Web at www.E-NPS.com. Also, check out our great values at www.NPSBookie.com. I

f the greatest of the three calculations immediately above is the current month's billed Finance Charges, then we will add $15 to the calculation of the Minimum Payment. You may pay more than the Minimum Payment, up to the entire New Balance, at any time." BP/CO2FYI/0304 EFTA01704111 DUPLICATE COPY G MAXWELL P

ew England, Myrtle Beach, SC, Florida and the Caribbean. Visit www.Flypanam.com or call 1-800-FLYPANAM and experience our comfort and convenience. National Product Sales - NPS is focused on the customer looking for great values. Join us on the Web at www.E-NPS.com. Also, check out our great values at www.NPSBookle.com. I

f the greatest of the three calculations immediately above is the current month's billed Finance Charges, then we will add $15 to the calculation of the Minimum Payment. You may pay more than the Minimum Payment, up to the entire New Balance, at any time' BP/CO1FYI/0304 EFTA01704917 DUPLICATE COPY ammo For JEF

ew England, Myrtle Beach, SC, Florida and the Caribbean. Visit www.Flypanam.com or call 1-800-FLYPANAM and experience our comfort and convenience. National Product Sales - NPS is focused on the customer looking for great values. Join us on the Web at www.E-NPS.com. Also, check out our great values at www.NPSBookle.com. I

f the greatest of the three calculations immediately above Is the current month's billed Finance Charges, then we will add $15 to the calculation of the Minimum Payment. You may pay more than the Minimum Payment, up to the entire New Balance, at any time." BP/CO2FYI/0304 EFTA01726625 DUPLICATE COPY Ed F.:: Pag

ew England, Myrtle Beach, SC, Florida and the Caribbean. Visit www.Flypanam.com or call 1-800-FLYPANAM and experience our comfort and convenience. National Product Sales - NPS is focused on the customer looking for great values. Join us on the Web at www.E-NPS.com. Also, check out our great values at www.NPSBookie.com. I