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2004) We are Increasing the fee to $38 whenever any check, similar instrument, electronic payment order that we receive, or a check presented at an American Express Travel Services Office or other authorized location is not honored by your bank or other financial Institution. Accordingly, vie are amending the Other Fees section of you

S NEW YORK NY 119.37 SHOES 02/17/05 HENRI BENDEL NEW YORK NY 647.41 SALES - COSM ACCESS SALES- MARKET UNGERIE SALES- HB LINGERIE 02/17/05 POLO RETAIL CORP NEW YORK NY 3,972.36 APPARSJACCESSORIES 02/17/05 POLO RETAIL CORP NEW YORK NY 432.33 APPAREL/ACCESSORIES D2/17/05 B& H PHOTO-VIDEO RENEW YORK NY 1

2004) We are increasing the fee to $38 whenever any check, similar Instrument, electronic payment order that we recelve,.or a check presented at an American Express Travel Services Office or other authorized location is not honored by your bank or other financial Institution. Accordingly, we are amending the Other Fees section of your

3 PAYPAL 'ANTONIOMART 402 935 7733 CA 115.00 PROFESSIONAL SERVICE 12/12/03 BANANA REPUBLIC 9811NEW YORK 160.75 APPAREL/ACCESSORIES 12/14/03 POLO RETAIL CORP NEW YORK NY 157.51 GENERAL MERCHANDISE 12/15/03 CRAFT NEW YORK NY FOOD AND BEVERAGE TIP 00000500 12/15/03 ANN TAYLOR STR:0362NEW YORK NY 265.86 WO

4) • We are Increasing the fee to $38 whenever any check, similar instrument, electronic payment order that we receive, or a check presented at an American Express Travel Services Office or other authorized location is not honored by your bank or other financial institution. Accordingly, we are amending the Other Fees section of your

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