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2004) We are increasing the fee to $38 whenever any check, similar instrument, electronic payment order that we receive, or a check presented at an American Express Travel Services Office or other authorized location is not honored by your bank or other financial institution. Accordingly, we are amending the Other Fees section of your

FREY E EPSTEIN Aoaxal Number X>C<X->C<XXX2-81005 Page 12 of 12 laud HOJnxc LENDER TASICAXATIOff Now Accepting the American Express@ Card BJ's Wholesale Club, Inc. - Now accepts the American Express Card. Visit a Club today! For the BJ's Club nearest you, go to www.BJS.com or call 1-800-BJS-CLUB. Pan American Airwa

2004) We are Increasing the fee to $38 whenever any check, similar instrument, electronic payment order that we receive, or a check presented at an American Express Travel Services Office or other authorized location is not honored by your bank or other financial Institution. Accordingly, vie are amending the Other Fees section of you

members only at: wonv.aatp.org/amex and enter promotion code 101 on the order form. (CE 104331) Now Accepting the American Express@ Card BJ's Wholesale Club, Inc. - Now accepts the American Express Card. Visit a Club today! For the BJ's Club nearest you, go to www.BJS.com or call 1-800-BJS-CLUB. Pan American Airwa

2004) We are increasing the fee to $38 whenever any check, similar Instrument, electronic payment order that we recelve,.or a check presented at an American Express Travel Services Office or other authorized location is not honored by your bank or other financial Institution. Accordingly, we are amending the Other Fees section of your

RP members only at www.earp.org/amex and enter promotion code 101 on the order form. (CE 104331) Now Accepting the American Express@ Card BJ's Wholesale Club, Inc. - Now accepts the American Express Card. Visit a Club today! For the BJ's Club nearest you, go to www.BJS.com or call 1-800-BJS-CLUB. Pan American Airwa

4) • We are Increasing the fee to $38 whenever any check, similar instrument, electronic payment order that we receive, or a check presented at an American Express Travel Services Office or other authorized location is not honored by your bank or other financial institution. Accordingly, we are amending the Other Fees section of your

ARP members only at: www.amp.orgramex and enter promotion code 101 on the order tom. (CE 104331) Now Accepting the American Express@ Card BJ's Wholesale Club, Inc. - Now accepts the American Express Card. Visit a Club today! For the BJ's Club nearest you, go to www.BJS.com or call 1-800-BJS-CLUB. Pan American Airwa