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/20/05 PUBUX STR# 0161 PALM BEACH FL 13.08 GROCERIES 06/21/05 GALERIA ART & FRAMINNEW YORK NY 250.00 ART DEALERS/GALLERY 06/22/05 STAPLES PARK & 56TH ST: M NY OFFICE SUPPLIES 32.04 06/23/05 STAPLES PARK & 56TH ST: M NY OFFICE SUPPLIES 06/24/05 LYRIC HI Fl 30 NEW YORK NY 216.70 CONSUMER ELECTRONI

yments to Feature balances last, and (among Feature balances) first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,

536.46 10/27/06 TIMBERLAND #207 NEW YORK NY SHOES 178.82 10128/06 THE TIMBERLAND #233 CAMBRIDGE MA SHOES/ACCESS 178.82 10/30/06 STAPLES PARK & 56TH ST: M NY OFFICE SUPPLIES 32A9 11/01/06 VIRGIN MEGA STORE #1NEW YORK NY 40 CDISNIDEO/CASSETTES ROC No. 575353 • 8233 11/02/06 APPLE R095 FIFTH AVENE

balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances." Annual Fees We are changing the annual fee structure for Additional Cards. We will charge a single annual fee for up to three Additional

EATING PLACE RESTAURANT FOOD-BEV 49.60 49.60 02/15/06 MERCHANTS NY NEW YORKNY FOOD/BEV FOODIEIEV 32,51 TIP 5.00 37.51 02/16/06 STAPLES PARK & 56TH ST: M NY OFFICE SUPPLIES 40.06 02/16/06 New York City BagelsNew York NY BAKERIES 6.76 02/16106 BECKY'S NEW YORK NY FOOD AND BEVERAGE TIP 00000400

balances. Amounts applied to Feature balances will be applied first to Feature balances at lower Annual Percentage Rates ("APRs") and then to higher APR Feature balances. In most cases, we will apply purchase credits first to the balance from which the corresponding debit originated. However, for servicing,