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e call the telephone number listed on the back of your American Express Card. Event Ticket Protection Plan Effective October 1, 2006, we are adding the Event Ticket Protection Plan as an additional benefit for your American Express Card. A copy of the Description of Coverage appears below. EVENT TICKET PROTECTION PLAN- DESCRIP

discontinuing your membership by calling the Customer Service telephone number on Page 2 when you receive the statement on which the fee is billed. Grace Period for Purchases on Flexible Payment Features: 30 days on average if previous balance is paid in full, for enrollees in Sign & Traver) or Extended Payment Option" Flexible Payment Features - oth

By: Kenneth J. Ciak, President Paul R. Johnston, Secretary ETP-RDR1-MO 09/06 Effective May 1, 2007, the rider to thie Description of Coverage for the Event Ticket Protection Plan entitled "Important information regarding • benefit changes for Vermont residents:" is deleted in its entirety and replaced with the fotiowing: Imp

discontinuing your membership by calling the Customer Service telephone number on Page 2 when you receive the statement on which the fee is billed. Grace Period for Purchases on Flexible Payment Features: 30 days on average if previous balance is paid in full, for enrollees in Sign & Travel* or Extended Payment Option Flexible Payment Features • othe

MEI DUPLICATE COPY Papa:atFor Gail} Da:o G MAXWELL 08/08/06 P2; 9 of 12 Event Ticket Protection Plan Effective October 1, 2008, we are adding the Event Ticket Protection Plan as an additional benefit for your American Express Card. A copy of the Description of Coverage appears below. EVENT TICKET PROTECTION PLAN- DESCRIP

our Platinum Card membership. If you do not wish to receive Departures magazine, please call 1.977.509.3993, Monday through Friday, 9arn • 5pm EST. Grace Period for Purchases on Flexible Payment Features: 30 days on average if previous balance is paid in full, for enrollees in Sign & Travels or Extended Payment Option' Fle:oble Payment Features - oth

EFTA01661262 DUPLICATE COPY P to p cd For JEFFREY E EPSTEIN Page 6 of 10 Event Ticket Protection Plan Effective October 1, 2036, we are adding the Event Ticket Protection Plan as an additional benefit for your American Express Card. A copy of the Description of Coverage appears below. EVENT TICKET PROTECTION PLAN- DESCRIP

for your Centurion membership. If you do not wish to receive Departures magazine, please call 1.877-509.3993, Monday through Friday, 9am - 5pm EST. Grace Period for Purchases on Flexible Payment Features: 30 days on average if previous balance is paid in full, for enrollees in Sign & Travel° or Extended Payment Optionlm Flexible Payment Features - ot