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t to Finance Charge (FC) for Purchases on Flexible Payment Features: Average Daily Balance (including new purchases, excluding new purchases made on the Sign & Travel° or Extended Payment Option" Flexible Payment Feature by Cardmembers enrolled in such Features). APR Information: The Annual Percentage Rates (APRs
osing Date of the current billing period. If you multiply the AD B for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature except for variations caused by rounding. The total FC for the billing riod is calculated by ad
we are making certain changes to your Agreement with respect to the Sign & Travel and/or Extended Payment Option account. These changes reflect that the Sign & Travel and/or Extended Payment Option, when activated, are now features of your Account and are no longer a separate account. Accordingly, references throu
nce. B. Each Feature is subject to the same Daily Periodic Rate ("DPR"), unless we notify you otherwise. Except as provided below, the DPR for each Feature is based on an APR, which may vary. The APR is the Prime Rate (described below) plus 9.99%. A DPR is 1/365th of the APR. Your DPRs and APRs appear o
ubject to Finance Charge for Purchases on Flexible Payment Features: Average Daily Balance (including new purchases, excluding new purchases made on the Sign & Travel or Extended Payment Option Flexible Payment Feature by Cardmembers enrolled in such Features). APR Information: The Annual Percentage Rates (APRs)
FC on features included in this New Balance. II you multi* the ADB for each Feature by the number of days in the billing period and the DPR for that Feature, the result will be the FC assessed on that Feature, except for vaneans caused by rounding. The total FC for the billing period is calculated by add
Entities connected to both the Sign & Travel and Feature

Jeffrey Epstein
PERSON
The Wall Street Journal
ORGANIZATION
New York City
LOCATION
John F. Kennedy
PERSONCartier
ORGANIZATION
Fort Lauderdale
LOCATION
Hilton
ORGANIZATION
George W. Bush
PERSON
NEW YORK NY
LOCATIONElectronic Funds Services
ORGANIZATION
Delta Air Lines
ORGANIZATIONAmerican Express Centurion Bank
ORGANIZATION
West Palm Beach
LOCATION
Hawaii
LOCATIONthe New York Banking Department
ORGANIZATION
Vicky Ward
PERSONCredit Information Provided
ORGANIZATION
Puerto Rico
LOCATIONCustomExtrar
ORGANIZATIONMembership Rewards
ORGANIZATION