Epstein Secrets

alculation of Finance Charges (Effective May 8, 2005) We are revising the Average Daily Balance Method for Calculation of Finance Charges section of the Sign & Travel° and/or Extended Payment Option Agreement to add the following two sentences to the end of that section: "In our sole discretion, we also may roun

03/29/05 BEST WESTERN HOTELS ST THOMAS VIRGN ISVI 301.65 LODGING 03/30/05 ODRNELL MEDICINE 440NEW YORK NY 55.00 HOSPITAL 03/30/05 STAPLES PARK & 56TH ST: M NY OFFICE SUPPLIES 107.50 03/30/05 JOHN'S PIZZERIA NEW YORK NY 43.50 FOOD/BEVERAGE • 03/30/05 SUBWAY #26301 NEW YORK NY 7.89 SUBWAY 03/3

we are making certain changes to your Agreement with respect to the Sign & Travel and/or Extended Payment Option account. These changes reflect that the Sign & Travel and/or Extended Payment Option, when activated, are now features of your Account and are no longer a separate account. Accordingly, references throu

EATING PLACE RESTAURANT FOOD-BEV 49.60 49.60 02/15/06 MERCHANTS NY NEW YORKNY FOOD/BEV FOODIEIEV 32,51 TIP 5.00 37.51 02/16/06 STAPLES PARK & 56TH ST: M NY OFFICE SUPPLIES 40.06 02/16/06 New York City BagelsNew York NY BAKERIES 6.76 02/16106 BECKY'S NEW YORK NY FOOD AND BEVERAGE TIP 00000400

Subject to Finance Charge for Purchases on Flexible Payment Features: Average Daily Balance (inducing new purchases, excluding new purchases made on the Sign & Travel) or Extended Payment Option" Flexible Payment Feature by Cardmembers enrolled in such Features). APR IntomiatIon: The Annual Percentage Rates (APR

S NY RESTAURANT FOOD/BEVERAGE 39.00 TIP 6.00 45,00 11/01/06 MARRIOTTS FRENCHMANSST THOMAS LODGING ROC No. 8974 258.37 11/01/06 STAPLES PARK & 56TH ST: M NY OFFICE SUPPUES 67.93 11/02/06 CONTINENTAL AIRUNESJUPITEFI FL CONTINENTAL AIRUNES 239.30 From: To: Carrier: Class: JACKSONVILLE FL NEWARK