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ys for Tots delivers millions of toys each year to children who otherwise would be forgotten. This year, American Express through an alliance with Kintera, has made the giving experience easier and more rewarding. Through December 31, 2004, Toys for Tots will receive an additional contribution of 0.20%

ly. For more information, or to enroll your Platinum bard with InCircle Rewards, call 1.888-INCIRCLE (1.686.462.4725). (CE 104304) Benefits at Equinox Fitness Clubs It's not fitness. It's life. Equinox enhances your fife inside and outside the gym. And, when you use your Platinum Card@ to purchase a one-year m

hen you use your American Express Card. (CE 105705) Support the U.S. Fund for UNICEF and We Will Too! American Express, through an alliance with Kintera, is proud to assist the U.S. Fund for UNICEF in helping to build a better world for children. The U.S. Fund for UNICEF helps provide lifesaving hea

TE COPY Prepared Fat JEFFREY E EPSTEIN Account Mortar )000cXXXXX4-31005 Claang Da To 11/29/05 Page 7 of 8 Custom&tras• Exclusive Benefits at Equinox Fitness Clubs As the exclusive fitness provider to Centurion@ members, Equinox offers more value to an already incredible fitness experience. Join Equinox with