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effect at the time the Claim Is filed (the "Code"), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ('NAP) or the American Arbitration Association ("AAA"), as selected by the party electing to use arbitration. If a selection by us of either of thes
alculation of Finance Charges (Effective May 8, 2005) We are revising the Average Daily Balance Method for Calculation of Finance Charges section of the Sign & Travel* and/or Extended Payment Option Agreement to add the following two sentences to the end of that section: "In our sole discretion, we also may roun
n effect at the time the Claim is filed (the "Code"), except to the extent the Code conflicts with this Agreement Claims shall be referred to either the National Arbitration Forum ('NAP) or the American Arbitration Association (*AAA"), as selected by the party electing to use arbitration. If a selection by us of either of thes
t to Finance Charge (FC) for Purchases on Flexible Payment Features: Average Daily Balance (including new purchases, excluding new purchases made on the Sign & Travel° or Extended Payment Option" Flexible Payment Feature by Cardmembers enrolled in such Features). APR Information: The Annual Percentage Rates (APRs
effect at the time the Claim is filed (the 'Code"), except to the extent the Code conflicts with this Agreement. Claims shall be referred to either the National Arbitration Forum ('NAF") or the American Arbitration Association ('AM"), as selected by the party electing to use arbitration. If a selection by us of either of thes
alculation of Finance Charges (Effective May 8, 2005) We are revising the Average Daily Balance Method for Calculation of Finance Charges section of the Sign & Travel° and/or Extended Payment Option Agreement to add the following two sentences to the end of that section: "In our sole discretion, we also may roun
Entities connected to both the National Arbitration Forum and the Sign & Travel

The Wall Street Journal
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ORGANIZATIONAmerican Express Centurion Bank
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New York City
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Hawaii
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Hilton
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John F. Kennedy
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Jeffrey Epstein
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NEW YORK NY
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PERSONDelta
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Fort Lauderdale
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Delta Air Lines
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