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Return Is -100%, you will lase your entire Investment. Reference Currency The quotient, expressed as a percentage, calculated as follows: Return: Initial Snot Rate - Final Soot Rate Initial Spot Rate Spot Rate: The Spot Rate for the Brazilian real relative to the U.S. dollar (the "USDI3RI;) on each date of calculation will be
pproximately 1:15 p.m.. Sao Paulo time, which appears on Reuters page "IIRER" to the right of the caption "Dollar FITAX". or any successor page. The USDISRL shall be calculated to the fourth decimal place. Initial Spot Rate: 1.9619 Final Spot Rate: The Spot Rate as determined by the Calculation Agent
Return Is -100%, you will lase your entire Investment. Reference Currency The quotient, expressed as a percentage, calculated as follows: Return: Initial Snot Rate - Final Soot Rate Initial Spot Rate Spot Rate: The Spot Rate for the Brazilian real relative to the U.S. dollar (the "USDI3RI;) on each date of calculation will be
pproximately 1:15 p.m.. Sao Paulo time, which appears on Reuters page "IIRER" to the right of the caption "Dollar FITAX". or any successor page. The USDISRL shall be calculated to the fourth decimal place. Initial Spot Rate: 1.9619 Final Spot Rate: The Spot Rate as determined by the Calculation Agent
Return Is -100%, you will lase your entire Investment. Reference Currency The quotient, expressed as a percentage, calculated as follows: Return: Initial Snot Rate - Final Soot Rate Initial Spot Rate Spot Rate: The Spot Rate for the Brazilian real relative to the U.S. dollar (the "USDI3RI;) on each date of calculation will be
pproximately 1:15 p.m.. Sao Paulo time, which appears on Reuters page "IIRER" to the right of the caption "Dollar FITAX". or any successor page. The USDISRL shall be calculated to the fourth decimal place. Initial Spot Rate: 1.9619 Final Spot Rate: The Spot Rate as determined by the Calculation Agent
Entities connected to both Initial Snot Rate - Final Soot Rate and USDISRL

Brasil
LOCATIONInvestment
ORGANIZATIONBanco Central
ORGANIZATIONSao Paulo
LOCATIONBarmier
PERSONProspectus Supplement
ORGANIZATIONIISBC USA Inc.
ORGANIZATIONKey Tomo
ORGANIZATIONN Data System
ORGANIZATIONIIRER
ORGANIZATIONInitial Spot Rate
ORGANIZATIONCUSIRISIN
ORGANIZATION