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the economic interests of the Calculation Agent and other affiliates of URIC are potentially adverse to your interests as an investor in the Notes. The Initial Spot Rate for the Reference Currency is an intra-day level on the Pricing Date that has been determined by the Calculation Agent. Although the Calculation Age

OT BE TAKEN AS AN INDICATION OF THE FUTURE PERFORMANCE OF THE REFERENCE CURRENCY DURING THE TERM OF THE NOTES — It is impossible to predict whether the Spot Rate for the Reference Currency will rise or fall. The Reference Currency will be influenced by complex and interrelated political, economic, financial and other factors. co MARKE

the economic interests of the Calculation Agent and other affiliates of URIC are potentially adverse to your interests as an investor in the Notes. The Initial Spot Rate for the Reference Currency is an intra-day level on the Pricing Date that has been determined by the Calculation Agent. Although the Calculation Age

OT BE TAKEN AS AN INDICATION OF THE FUTURE PERFORMANCE OF THE REFERENCE CURRENCY DURING THE TERM OF THE NOTES — It is impossible to predict whether the Spot Rate for the Reference Currency will rise or fall. The Reference Currency will be influenced by complex and interrelated political, economic, financial and other factors. co MARKE

the economic interests of the Calculation Agent and other affiliates of USW: are potentially adverse to your interests as an investor in the Notes. The Initial Spot Rate for the Reference Currency is an intraday level on the Pricing Date that has been determined by the Calculation Agent. Although the Calculation Agen

OT BE TAKEN AS AN INDICATION OF THE FUTURE PERFORMANCE OF THE REFERENCE CURRENCY DURING THE TERM OF THE NOTES It is impossible to predict whether the Spot Rate for the Reference Currency will rise or fall. The Reference Currency will be influenced by complex and interrelated political. twonomic, financial and other factors. 05 MARKE