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tial Page 1 of 5 Asset Account Portfolio December 1 - December 31, 2004 Important statement about your banking relationship: Earlier this year, Bank One merged into JPMorgan Chase & Co. Now we have merged our principal subsidiary banks, JPMorgan Chase Bank, Bank One, N.A. (Chicago, Illinois) and Ba
name for the private banking business conducted by J.P.Morgan Chase & Co. through its subsidiaries worldwide, including JPMorgan Chase Bank, N.A., J.P. Morgan Trust Company, N.A. and J.P. Morgan Securities Inc. EFTA01529106
4 Important JPMorgan Chase & Co. and Bank One Corporation merger news - The merger of the lead banks JPMorgan Chase Bank, New York, New York and Bank One, N.A., Chicago, Illinois, as well as Bank One, N.A., Columbus, Ohio is scheduled for November 13, 2004. The post merger lead bank will be called JP
eting name for the private banking business conducted by J.P.Morgan Chase & Co. through its subsidiaries worldwide, including JPMorgan Chas e Bank, J.P. Morgan Trust Company, N.A. and J.P. Morgan Securities Inc. EFTA01529090
2 Important JPMorgan Chase & Co. and Bank One Corporation merger news - The merger of the lead banks JPMorgan Chase Bank, New York, New York and Bank One, N.A., Chicago, Illinois, as well as Bank One, N.A., Columbus, Ohio is scheduled for November 13, 2004. The post merger lead bank will be called JP
ting name for the private banking business con ducted by J.P.Morgan Chase & Co. through its subsidiaries worldwide, including J PMorgan Chase Bank, J.P. Morgan Trust Company, N.A. and J.P. Morgan Securities I nc. Ratings: twelve months, we expect this stock will outperform the ave the stocks in the analyst's (or the a
2 Important JPMorgan Chase & Co. and Bank One Corporation merger news - The merger of the lead banks JPMorgan Chase Bank, New York, New York and Bank One, N.A., Chicago, Illinois, as well as Bank One, N.A., Columbus, Ohio is scheduled for November 13, 2004. The post merger lead bank will be called JP
ting name for the private banking business con ducted by J.P.Morgan Chase & Co. through its subsidiaries worldwide, including J PMorgan Chase Bank, J.P. Morgan Trust Company, N.A. and J.P. Morgan Securities I nc. Ratings: twelve months, we expect this stock will outperform the ave the stocks in the analyst's (or the a
Entities connected to both Bank One and J.P. Morgan Trust Company

JPMorgan Chase
ORGANIZATION
Newark
LOCATION
Jeffrey Epstein
PERSONThe American Century
ORGANIZATIONthe FederalMoney Market Sweep Fund
ORGANIZATIONJP MORGAN INSTITUTIONAL TAX FREE
ORGANIZATIONMaria Farmer
PERSON
NEW YORK NY
LOCATIONHarry Beller
PERSONJ.P. Morgan Funds Distributor, Inc.
ORGANIZATIONVILLARD HOUSE
ORGANIZATION
Eric Trump
PERSON
Columbus
LOCATION
Ghislaine Maxwell
PERSONIRPsmayuse
ORGANIZATION
ERIC GANY
PERSONAmerican Century Funds
ORGANIZATIONJPMSI Compliance Department
ORGANIZATIONFAO FINANCIAL TRUST COMPANY, INC.
ORGANIZATIONPrivate Investments
ORGANIZATION