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pect to the funds so hekl. Fiduciary Shares me shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund. JPMorgan Tax Aware Lane Cap Growth Fund, JPMorgem Mid Cap FAO. Fund. JPMorgan Trost Small Cap Equity Fund. ;Morgan Fleming International Equity Fu
funds) and annuities invoke inseament risks, Including the possible loss of the principal amount Invested. The distributor of the JPMorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. the Bank and its affiliates receive compensation from the 'Morgan Funds for providing services to the funds.
pect to the funds so held Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund, JPMorgan Tax Aware Lane Cap Growth Fund, AIMorgam Mid Cap FAO. Fund. JPMorgan mist Small Cap Equity Fund.111Morgan Fleming International Equity Fu
nds) and annuities invoke inseament risks, Including the possible loss of the principal amount Invested. The distributor of the Jiltiorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. the Bank and its affiliates receive compensation from the JPMorgan Funds for providing services to the funds.
pect to the funds so held Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund. JPMorgan Tax Aware Large Cap Growth Fund, :Worm Mid Cap FAO. Fund. JPMorgan Trust Small Cap Equity Fund. JPMorgan Fleming International Equity Fun
nds) and annuities invoke investment risks, Including the possible loss of the principal amount Invested. The distributor of the llalorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Dank. the Bank and its affiliates receive compensation from the JPMorgan Funds for providing services to the funds.
pect to the funds so held Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund. JPMorgan Tax Aware Large Cap Growth Fund, :Worm Mid Cap FAO. Fund. JPMorgan Trust Small Cap Equity Fund. JPMorgan Fleming International Equity Fun
nds) and annuities invoke investment risks, Including the possible loss of the principal amount Invested. The distributor of the llalorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Dank. the Bank and its affiliates receive compensation from the JPMorgan Funds for providing services to the funds.
ect to the funds so heki. Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund, WMorgan Tax Aware Large Cap Growth Fund, JPMorgan Mid Cap FAO. Fund. JPMorgan mist Small Cap Equity Fund. JPMorgan Fleming International Equity Fu
s) and annuities invoke ins est ment risks, Including the possible loss of the principal amount Invested. the distributor of the lialorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. the Bank and its affiliates receive compensation from the 'Morgan Funds for providing services to the funds.
ect to the funds so heki. Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund, WMorgan Tax Aware Large Cap Growth Fund, JPMorgan Mid Cap FAO. Fund. JPMorgan mist Small Cap Equity Fund. JPMorgan Fleming International Equity Fu
s) and annuities invoke ins est ment risks, Including the possible loss of the principal amount Invested. the distributor of the lialorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. the Bank and its affiliates receive compensation from the 'Morgan Funds for providing services to the funds.
pect to the funds so heki. Fiduciary Shares re shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, JPMorgan US Equity Rind, 'Morgan Tax Aware US Equity Fund, JPMorgan Tax Aware Lane Cap Growth Fund, JPMorgan Mid Cap FAO. Fwd. JPMorgan mist Small Cap Equity Fund. .IPMorgan Fleming International Equity Fu
ds) and annuities invoke ins est ment risks, including the possible loss of the principal amount Invested. The distributor of the JPMorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. The Bank and its affiliates receive compensation from the Morgan Funds for providing =vim% to the funds. Raid
pect to the funds so held Fiduciary Shares are shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund. JPMorgan US Equity Fund, 'Morgan Tax Aware US Equity Fund. JPMorgan Tax Aware Large Cap Growth Fund, JPMorgan Mid Cap FAO. Fund. JPMorgan mist Small Cap Equity Fund. ;Morgan Fleming International Equity Fu
funds) and annuities invoke inseament risks Including the possible loss of the principal amount Invested. The distributor of the JPMorgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. the Bank and its affiliates receivecompensation from the Morgan Funds for providing services to the funds. Ra
ect to the funds so hekl. Fiduciary Shares me shares in the Select Shams class of 'Morgan Tax Aware Large Cap Value Fund, II/Morgan US Equity Fund, 'Morgan Tax Aware US Equity Fund, JPMorgan Tax Aware Large Cap Growth Fund, JPMorgam Mid Cap FAO. Fund. JPMorgan mist Small Cap Equity Fund. .IPMorgan Plaiting International Equity
s) and annuities invoke ins est ment risks, including the possible loss of the principal amount Invested. the distributor of the JI'Morgan Funds is J.P. Morgan Funds Distributor. Inc. which is not affiliated with the Bank. the Bank and its affiliates receive compensation front the 'Morgan Funds for providing =vices to the kids. Ra
Entities connected to both Morgan Tax Aware US Equity Fund and J.P. Morgan Funds Distributor. Inc.

Newark
LOCATIONMorgan Tax Aware Large Cap Value Fund
ORGANIZATIONJPMorgan Select Shams
ORGANIZATIONJPMorgan US Equity Fund
ORGANIZATIONInternational Equity Fund
ORGANIZATIONMorgan Funds
ORGANIZATIONReich & Tang
ORGANIZATION
Jeffrey Epstein
PERSONReich & Tang Distributors Inc.
ORGANIZATIONthe Connecticut Daily Tax Free Income Fund
ORGANIZATION
Morgan Stanley
ORGANIZATIONthe Terms and Conditions for Commercial Accounts Of
ORGANIZATIONMorgan Bond Fund II
ORGANIZATIONFiduciary Shams
ORGANIZATIONFang Distributors Inc.
ORGANIZATIONJPMorgan Mid Cap FAO
ORGANIZATIONthe Jilviorgan Family of Mutual Funds
ORGANIZATIONthe New Jersey Daily Municipal
ORGANIZATIONJPMorgan NY Intermediate Tax Free Income l'und
ORGANIZATIONReich & '
ORGANIZATION