Epstein Secrets

ptions Initials Loan-to-Value Ratio Satisfactory Appraisal Personal Guarantees Constr. Loan Ratios Closing Requirements No Termite/Roof Insp. No Deposit Rel'shp Policy Exceptions must be explained in the POLICY EXCEPTIONS paragraph of the Loan Presentation Write-Up. DEBT RANGE: (CREDIT LINES) 200O.2O01 MA

OPORTION OF BALANCES TO CREDIT LIMITS, TOO HIGH ON BANK/OTHER REVOLVING ACCTS TOO MANY INQUIRIES LAST 12 MONTHS SSN ISSUED-67 STATE ISSUED-NY 048 EQUIFAX INFORMATION SERVICES LLC, ,ATLANTA,GA,30374-0241, *EPSTEIN,JEFFERY,E SINCE 04/22/77 FAD 05/03/02 457,MADISON,AVE,NEW YORK,NY,10022,TAPE RPTD 01/99 358,EL BRILLO,WAY,PALM

x Returns Constr. Loan Ratios Appropriate Terms/Amortization No Policy Exceptions an Of r Initials Closing Requirements No Termite/Roof Insp. No Deposit Rel'shp Policy Exceptions must be explained in the POLICY EXCEPTIONS paragraph of the Loan Presentation Write-Up. DEBT RANGE (CREDIT LINES) 2000-2001 • M

ORTION OP BALANCES TO CREDIT LIMITS, TOO HIGH ON BANK/OTHER REVOLVING ACCTS TOO MANY INQUIRIES LAST 12 MONTHS SSN ISSUED-67 STATE ISSUED-NY • 048 EQUIFAX INFORMATION SERVICES LLC, P 0 BOX 740241, ,ATLANTA,GA,30374-0241,800/685-1111 *EPSTEIN,JEFFERY,E SINCE 04/22/77 FAD 05/03/02 457,MADISON,AVE,NEW YORK,NY,I0022,TAPE RPTD

licy Exceptions Loan-to-Value Ratio Satisfactory Appraisal Personal Guarantees Constr. Loan Ratios Closing Requirements No Terrnite/Roof Insp. No Deposit Rel'shp Policy Exceptions must be explained in the POLICY EXCEPTIONS paragraph of the Loan Presentation Write-Up. . DEBT RANGE: (CREDIT LINES) 2000-2001

OPORTION OF BALANCES TO CREDIT LIMITS, TOO HIGH ON BANK/OTHER REVOLVING ACCTS TOO MANY INQUIRIES LAST 12 MONTHS SSN ISSUED-67 STATE ISSUED-NY 048 EQUIFAX INFORMATION SERVICES LLC, ,ATLANTA,GA,30374-0241,800/685-1111 *EPSTEIN,JEFFERY,E SINCE 04/22/77 FAD 05/03/02 457,MADISON,AVE,NEW YORK,NY,10022,TAPE RPTD 01/99 358,EL BRI

pplication/Tax Returns Coastr. Loan Ratios Appropriate Terms/Amortization I No Policy Exceptions Closing Requirements No 'termite/Roof Insp. No Deposit Rel'shp Policy Exceptions must be explained in the POLICY EXCEPTIONS paragraph of the Loan Presentation Write-Up. DEBT RANG& (CREDIT LINES) 2000-2001 MAX

ORTION OF BALANCES TO CREDIT LIMITS, TOO HIGH ON BANK/OTHER REVOLVING ACCTS TOO MANY INQUIRIES LAST 12 MONTHS SSN ISSUED-67 STATE ISSUED-NY • 048 EQUIFAX INFORMATION SERVICES LLC, P 0 BOX 740241, ,ATLANTA,GA,30374-0241,800/685-1111 •EPSTEIN,JEFFERY,E SINCE 04/22/77 FAD 05/03/02 457,MADISON,AVE,NEW YORK,NY,10022,TAPE RPTD