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is at least 23 days alter the close of each billing cycle. On Purchases, interest begins to accrue as of the transaction date. However. if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement. then (1) we will not impose interim en Purchases during your curre
ayment Information. Each billing cycle. you must pay at least the Minimum Payman Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Inc and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however
is at least 23 days alter the close of each billing cycle. On Purchases. interest begins to accrue at of the transaction date. However. if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement. then (1) wc will not impose interest at Purchases dining your curr
yment Information. Each billing cycle. you must pay at least the MinUnum Paymint Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Inc and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however
is at least 23 days alter the close of each billing cycle. On Purchases. interest begins to accrue as of the transaction date. However. if you paid the Statement Balance from your previous billing statement by the Payment Due Date on that statement. then (1) we will not impose interim* en Purchases during your curr
ayment Information. Each billing cycle. you must pay at least the Minimum Payman Due shown on your monthly statement by its Payment Due Date. Both the Minimum Payment Inc and Payment Due Date are noted on your statement. At any time you may pay more than the Minimum Payment Due up to the full amount you owe us, however
Entities connected to both the Statement Balance and the Minimum Payment Inc and

Columbus
LOCATION
Ghislaine Maxwell
PERSONPostal Service
ORGANIZATION
Irving
PERSONUBS Bank USA
ORGANIZATIONCredit Line
ORGANIZATIONAccrual of Interest
ORGANIZATIONWeehawken
LOCATIONTEANECK
LOCATIONThe DPR for Purchases
ORGANIZATIONPurchases, Balance Transfers
ORGANIZATIONthe U.S. Prime Rate
ORGANIZATIONThe Returned Payment Fee
ORGANIZATIONThe Late Payment Fee
ORGANIZATIONThe DPR for Cash Advances
ORGANIZATIONthe Variable Rate Information
ORGANIZATIONThe Returned Check Fee
ORGANIZATIONContnued
PERSONUBS Resource Management
ORGANIZATIONCoshConnect
ORGANIZATION