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New York, NY Pasadena, CA Lockport, NY Lake Success, NY Kalispell, MT Huntington National Bank Israel Discount Bank New York Community Bank Plains Capital Bank Simmons Bank Columbus, OH New York, NY Westbury, NY Dallas, TX Pine Bluff, AR Sonabank Southwest Bank Texas Capital Bank Warrenton, VA For

Effect of Merger or Acquisition Involving a Program Bank If the amounts held for your benefit in a particular Program Bank's Deposit Account or other deposits at such Program Bank are assumed by another d

, NY Glacier Bank Kalispell. MT Huntington National Bank Columbus, OH Israel Discount Bank New York, NY New York Community Bank Westbury, NY Plains Capital Bank Dallas, TX Simmons Bank Pine Bluff, AR Sonabank Warrenton, VA Southwest Bank Fort Worth, TX Texas Capital Bank Richardson, TX i Tristate Ca

Effect of Merger or Acquisition Involving a Program Bank if the amounts held for your benefit in a particular Program Bank's Deposit Account or other deposits at such Program Bank are assumed by another d