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feature: Select & Pay Later will be known as Select, Extended Payment Option will be known as Direct, and Sign & Travel° will be known as Pay Over Time Travel. We are amending the Cardmember Agreement so that if you are enrolled in both Pay Over Time Select and Pay Over Time Direct, you will be able to al
e your Minimum Payment Due sub-section and replacing it with the following: How we calculate your Minimum Payment Duo The Minimum Payment Due is the Pay In Full New Balance plus any Pay Over Time Minimum Due. To calculate the Pay Over Time Minimum Due for each statement, we start with the higher of: (1) interest charg
s of t he date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Pay Over Time Travel and Pay Over Time Direct) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charge= If you make a Charge in a f
credits If a statement includes a Pay Over Time and/or Cash Advance New Balance, it will show a Minimum Payment Due. The Minimum Payment Due is the Pay In Full New Balance plus the Pay Over Time and/or Cash Advance Minimum Due. Your Account may have balances with different interest rates. For example, a Pay Over Ti
feature: Select & Pay Later will be known as Select, Extended Payment Option will be known as Direct, and Sign & Travel° will be known as Pay Over Time Travel. We are amending the Cardmember Agreement so that if you are enrolled in both Pay Over Time Select and Pay Over Time Direct, you will be able to al
e your Minimum Payment Due sub-section and replacing it with the following: How we calculate your Minimum Payment Duo The Minimum Payment Due is the Pay In Full New Balance plus any Pay Over Time Minimum Due. To calculate the Pay Over Time Minimum Due for each statement, we start with the higher of: (1) interest charg
s of t he date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Pay Over Time Travel and Pay Over Time Direct) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charge= If you make a Charge in a f
credits If a statement includes a Pay Over Time and/or Cash Advance New Balance, it will show a Minimum Payment Due. The Minimum Payment Due is the Pay In Full New Balance plus the Pay Over Time and/or Cash Advance Minimum Due. Your Account may have balances with different interest rates. For example, a Pay Over Ti
feature: Select & Pay Later will be known as Select, Extended Payment Option will be known as Direct, and Sign & Travels will be known as Pay Over Time Travel. We are amending the Cardmember Agreement so that if you are enrolled in both Pay Over Time Select and Pay Over Time Direct, you will be able to al
e your Minimum Payment Due sub-section and replacing it with the following: How we calculate your Minimum Payment Due The Minimum Payment Due is the Pay In Full New Balance plus any Pay Over Time Minimum Due. To calculate the Pay Over Time Minimum Due for each statement, we start with the higher of: (1) interest charg
as of the date they are added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Pay Over Time Travel and Pay Over Time Direct) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a
credits If a statement includes a Pay Over Time and/or Cash Advance New Balance, it will show a Minimum Payment Due. The Minimum Payment Due is the Pay In Full New Balance plus the Pay Over Time and/or Cash Advance Minimum Due. Your Account may have balances with different interest rates. For example, a Pay Over Ti
Entities connected to both Time Travel and the Pay In Full New Balance

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LOCATIONDepartment of Financial Services
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ORGANIZATIONCUPERTINO
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