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er the first five? Changing this Agreement/Assignment of this Agreement Beginning on or around April 21, 2006, your account may be transferred from American Express Centurion Bank to Its affiliate, American Express Centurion Services Corporation, if your account is in default under the terms of your Agreement. If your account

AMEX Assurance Company and is on file at the offices of American Express. This document replaces all existing prior Descriptions of Coverage for the American Express Card Baggage Insurance Plan. Kenneth J. Clak, President AMEX Assurance Company 6437-12-02(CP) Timothy Meehan, Secretary AMEX Assurance Company I Does not apply to New York

nd safeguard information about you and how to tell us your opt out choices. In this Notice, American Express Travel Related Services Company, Inc., American Express Centurion Bank, and American Express Bank, FSB are called "American Express," "we," 'our," and "us." The cards and accounts that we issue are called "Cards" or "Ca

s that we used in our investigation. Regarding the American Express Card Baggage Insurance Plan We are increasing baggage insurance coverage of the American Express Card Baggage Insurance Plan. This coverage will be in effect for any claim incurred on or after May 1, 2007. Effective May 1, 2007, this rider forms a part of the Description o

r the first five." Changing this Agreement/Assignment of this Agreement Beginning on or around April 21, 2006, your account may be transferred from American Express Centurion Bank to its affiliate, American Express Centurion Services Corporation, if your account is in default under the terms of your Agreement. If your account

AMEX Assurance Company and is on file at the offices of American Express. This document replaces all existing prior Descriptions of Coverage for the American Express Card Baggage Insurance Plan. p Kenneth J. Clak, President AMEX Assurance Company 6437-12-02(CP) Does not apply to New York Store residents. Timothy Meehan, Secretary AMEX