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3718-463688-42008 03/27/06 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c
inance Charge for the billing period is calculated by adding the Finance Charges assessed on all Features of the Account. This method of calculating the Average Daily Balance and Finance Charge results in daily compounding of Finance Charges. We may use mathematical formulas which produce equivalent results to calculate the Average Daily B
bing 03/09/05 Page 9 ol10 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c
inance Charge for the billing period is calculated by adding the Finance Charges assessed on all Features of the Account. This method of calculating the Average Daily Balance and Finance Charge results in daffy compounding of Finance Charges. We may use mathematical formulas which produce equivalent results to calculate the Average Daily Ba
05 03/09/06 Page 27 of 28 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c
inance Charge for the billing period is calculated by adding the Finance Charges assessed on all Features of the Account. This method of calculating the Average Daily Balance and Finance Charge results in daily compounding of Finance Charges. We may use mathematical formulas which produce equivalent results to calculate the Average Daily B
Entities connected to both American Express Charge Cards and the Average Daily Balance and Finance Charge

John F. Kennedy
PERSONAmerican Express Centurion Bank
ORGANIZATIONCredit Information Provided
ORGANIZATIONElectronic Funds Services
ORGANIZATIONMembership Rewards
ORGANIZATIONE-Mail Offers
ORGANIZATION
Delta Air Lines
ORGANIZATION
Fort Lauderdale
LOCATIONCartier
ORGANIZATION
Ghislaine Maxwell
PERSONGreen Bay
LOCATION
Hawaii
LOCATION
Jeffrey Epstein
PERSON
Puerto Rico
LOCATIONDe Pere
PERSON
The Wall Street Journal
ORGANIZATION
NEW YORK NY
LOCATION
U.S. Virgin Islands
LOCATION
Alaska
LOCATION
North Dakota
LOCATION