Epstein Secrets

Ode 03/12/05 Page 9 of 10 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c

alculation of Finance Charges (Effective May 8, 2005) We are revising the Average Daily Balance Method for Calculation of Finance Charges section of the Sign & Travel* and/or Extended Payment Option Agreement to add the following two sentences to the end of that section: "In our sole discretion, we also may roun

D4* 03/29/05 Page 9 of 10 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c

t to Finance Charge (FC) for Purchases on Flexible Payment Features: Average Daily Balance (including new purchases, excluding new purchases made on the Sign & Travel° or Extended Payment Option" Flexible Payment Feature by Cardmembers enrolled in such Features). APR Information: The Annual Percentage Rates (APRs

05 03/09/05 Page 15 of 16 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c

alculation of Finance Charges (Effective May 8, 2005) We are revising the Average Daily Balance Method for Calculation of Finance Charges section of the Sign & Travel° and/or Extended Payment Option Agreement to add the following two sentences to the end of that section: "In our sole discretion, we also may roun

05 03/09/06 Page 27 of 28 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c

we are making certain changes to your Agreement with respect to the Sign & Travel and/or Extended Payment Option account. These changes reflect that the Sign & Travel and/or Extended Payment Option, when activated, are now features of your Account and are no longer a separate account. Accordingly, references throu