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otice Of Change To The Membership Rewards Program Terms & Conditions. I:A See Page 20 for Important information regarding benefits underwritten by AMEX Assurance Company. O Learn how to take advantage of your Pay Over Time feature on page 13 4 Please fold on the perforation below, detach and return with your payment

l be known as Pay Over Time Travel. We are amending the Cardmember Agreement so that if you are enrolled in both Pay Over Time Select and Pay Over Time Direct, you will be able to alternate between those Pay Over Time settings by visiting us online at americanexpress.com/payovertime, if you have an online

available to You as a part of Your Card Membership, please visit americanexpress.com/benefttsguide. ID 12648 'Extended Warranty is underwritten by AMEX Assurance Company and Tokio Manna Pacific Insurance Limited. Sutiect to additional terms, conditions and exclusions. Purchase Protection is underwritten by AMEX Assu

dded. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Pay Over Time Travel and Pay Over Time Direct) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charge= If you make a Charge in a foreign currency, we will

count referenced in or with this notice are subject to change in accordance with the Cardmember Agreement and the Insurance Policies underwritten by AMEX Assurance Company (collectively, the "Agreements"). This notice formally amends the Agreements as described below. Any terms in the Agreements conflicting with these

added. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example Pay Over Time Travel and Pay Over Time Direct) if you pay the Account Total New Balance by the due date each month. We will, however, charge you interest on cash advances beginning on the transa

a Notice Of Change To The Membership Rewards Program Terms & Conditions. See Page 32 for Important information regarding benefits underwritten by AMEX Assurance Company. Learn how to take advantage of your Pay Over Time feature on page 26 After July 31, 2018, Centurion Members will no longer be able to enroll in t

dded. However, we will not charge interest on charges added to a Pay Over Time balance automatically (for example, Pay Over Time Travel and Pay Over Time Direct) if you pay the Account Total New Balance by the due date each month. Foreign Currency Charges: If you make a Charge in a foreign currency, we will