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t . Residence for up to 45* days whether driving, flying on e Scheduled Airline or taking the Amtrak. Travel Medical Protection is underwritten by AMEX Assurance Company, Administrative office, De Pere, Wisconsin. Coverage is subject to the terms, conditions, and exclusions of Master Policies: (varies per state) AX0

AMEX Assurance Company and is on file at the offices of American Express. This document replaces all existing prior Descriptions of Coverage for the American Express Card Baggage Insurance Plan. Kenneth J. Clak, President AMEX Assurance Company 6437-12-02(CP) Timothy Meehan, Secretary AMEX Assurance Company I Does not apply to New York

matic Flight Insurance, Premium Baggage Protection, Travel Delay Protection, and Premium Car Rental Protection. These products are underwritten by AMEX Assurance Company, Administrative Office, De Pere, VVI. Coverage is determined by the terms, conditions, and exclusions of the Policies and is subject to change with

s that we used in our investigation. Regarding the American Express Card Baggage Insurance Plan We are increasing baggage insurance coverage of the American Express Card Baggage Insurance Plan. This coverage will be in effect for any claim incurred on or after May 1, 2007. Effective May 1, 2007, this rider forms a part of the Description o

-61005 Page 24 of 28 The form number is replaced with the following: TRLDI-DOC-CCSG 11/05" Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0925 and is subject to change wit

AMEX Assurance Company and is on file at the offices of American Express. This document replaces all existing prior Descriptions of Coverage for the American Express Card Baggage Insurance Plan. p Kenneth J. Clak, President AMEX Assurance Company 6437-12-02(CP) Does not apply to New York Store residents. Timothy Meehan, Secretary AMEX