Epstein Secrets

US Large Cap/Growth/Core/Value - Individual Securities 0.00% 35.5% 0.00% U.S. Small Cap CtearBridge Small Cap Growth SBPYX 0.75% 3.0% 0.02% European Equity Invesco AIM European Growth AEDYX 0.89% 7.5% 0.07% European Equity db X-Trackers MSCI Europe Hedged Equity Fund DBEU 0.45% 7.5% 0.03% Jap

Protected Bonds (TIP) BlackRock Intl Protected Bond Fund BPRIX 0.29% 1.0% 0.00% Alternative Investments 11.5% Hedge Funds - Non-Directional Prisma Spectrum Fund Na 1.50% 3.0% Hedge Funds - Directional Lighthouse Global Long/Short n/a 1.00% 4.0% Commodities Deutsche Enhanced Commodity Strategy SKIRX

of historical allocation weights and components is available upon request. Income Sub-asset Class U.S. Large Cap Equity U.S. Small Cap Equity European Equity Japan Equity Pacific ex-Japan Equity Emerging Market Equity Municipal Bonds U.S. High Yield Bonds International Bonds Benchmark S&P 500 Index

eld Bonds Int'l Bonds- Hedged Emerging Market Bonds TIPS Cash Alternatives Hedge Funds Non-directional HF Directional HF Commodities Total Prisma Spectrum Fund Lighthouse Global Long/Short Deutsche Enhanced Commodity Strategy N/A N/A SKIRX Aberdeen Emerging Markets Fund Invesco Asia Pacific Growth Fun

of historical allocation weights and components is available upon request. Income Sub-asset Class U.S. Large Cap Equity U.S. Small Cap Equity European Equity Japan Equity Pacific ex-Japan Equity Emerging Market Equity Municipal Bonds U.S. High Yield Bonds International Bonds Benchmark S&P 500 Index

eld Bonds Int'l Bonds- Hedged Emerging Market Bonds TIPS Cash Alternatives Hedge Funds Non-directional HF Directional HF Commodities Total Prisma Spectrum Fund Lighthouse Global Long/Short Deutsche Enhanced Commodity Strategy N/A N/A SKIRX Aberdeen Emerging Markets Fund Invesco Asia Pacific Growth Fun