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tion. no penalty will be charged for early withorawal upon No cease a loss of legal competency of any ircivicual who is the account holder ol the 10 Lady Withdrawal paraltres will reduce the amount of irtarest earned on the ID. Strciwg/tot Currently. PO Secondary market exists for this TO arc PO assurance is pr

ts Tax Cost lor those clients who subscribe to our tax cost services; lor all other clients, we report Average Cost For Cash Management vehicles and Moray Market Funds. Annual Yield is reported in Me Yield to Matunty column. 6 CONFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0002256 EFTA_000 15730 EFTA0

ion. no penalty will be charged fa early witherawal upon Ne coati, or loss of legal competency of any individual who is the account holder ol the 10 Lady Withdrawal penalties will reduce the amourt of interest earned on the ID. Sesanclary_Market Currently, no secondary market exists for this TO arc no assurance

ts Tax Cost tor those clients who subscribe to our lax cost services; for all other clients, we report Average Cost for Cash Management vehicles and Moray Market Funds. Annual Yield is reported in the Yield to Maturity column. 6 CONFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0002180 EFTA_000 15654 EFT

on. no penalty will be charge° ler early withorawal upon the coat" or loss of legal competency of any ircrectial who is the account holder ol the TO Lady Withdrawal poralties will reduce the amount of irterest ranee on the ID. SeccmcferyAftritat: Currently, no secondary market exists for this TO arc ro assuranc

ts Tax Cost ler those clients who subscribe to our lax cost services; ler all ether clients, we report Average Cost For Cash Management vehicles and Moray Market Funds. Annual Yield is reported in the Yield to Maturity column. 6 CONFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 6(e) DB-SDNY-0002438 EFTA_00015912 EFTA