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etion. no penalty will be charged la early withorawal upon No death a loss of legal competency of any individual who is the account holder ol the 10 Lady Withdrawal penalties will reduce the amount of interest earned on the ID. SeDcmcbuyAfttrItat: Currently. no secondary market exists for this TO aro no assuran
of Withdrawals Deposks No additional oeposits or partial withcrawals may be made to this ID Any partial withdrawal will result in closure of the ID Early Withdrawals Deutsche Bark imposes a penalty on any vothcrawal from a ID prior to as matunty. The amount of the penalty will he calculated on the date ol the ear
tion. no penalty will be charged for early witherawal upon No death a loss of legal competency of any individual who is the account holder ol the 10 Lady Withdrawal penalties will reduce the amount of interest earned or the ID. SeganclaryAfarlset Currently. no secondary market exists for this TO arc no assuranc
ons of Withdrawals Deposks asditional deposits or rental withcrawals may be mace to this ID Any partial withdrawal will result in closure of the ID Early Withdrawals Deutsche Bark imposes a penalty on any wecrawal bon a ID prior to its rnatunty. The amount of the penalty will be calculated on the sate ot the earl
tion. no penalty will be charged to early wahorawal upon the oeath o< loss of legal competency of any ircivicual who is the account holder of the 10 Lady Withdrawal penalties will reduce the amount of eldest barred on the ID. Stexensfary_tierk Currently, no seconetdary market exists for this TO aro no assurance
or Withdrawals Deposits No aciditional orpros of partial vathcrawals may be mace to this ID Any partial withdrawal will result in closure of the ID Early Withdrawals Deutsche Bark imposes a penalty on any withdrawal from a ID prior to its maturity. The amount of the penalty will be calculated on the date 01 the e
ion. no penalty will be charged fa early witherawal upon Ne coati, or loss of legal competency of any individual who is the account holder ol the 10 Lady Withdrawal penalties will reduce the amourt of interest earned on the ID. Sesanclary_Market Currently, no secondary market exists for this TO arc no assurance
or Withdrawals Deposits No additional orpowts of partial withcrawal: may be mace to this ID Any partial withdrawal will result in closure of the ID Early Withdrawals Deutsche Bark imposes a penalty on any wohorawal bons a ID prior to its inatunty. The amount of the penalty will be calculated on the date 01 the ea
iscrobon. ro porany will be chargen la ady withorawal uporne osad' et loss ol leget ccospetercy ol any irdinoual who is tho accourt holder ol tre 10 Lady Withdrawal porane' will reduta the amour-i ol trierem arna on the ID. tonslaryitlerket Currontly, no secorOary market smett for Nn TO arc ro assurerte ia prov
or Withdrawals Deposks \o additional oriponts or partial withcrawals may b0 mace to this ID Any partial withdrawal will result in closure of the ID Early Withdrawals Deutsche Bark imposes a penalty on any wohdiawal from a ID prior to its matunty Th0 amount of the penalty will be calculated on the date ol the earl
on. no penalty will be charge° ler early withorawal upon the coat" or loss of legal competency of any ircrectial who is the account holder ol the TO Lady Withdrawal poralties will reduce the amount of irterest ranee on the ID. SeccmcferyAftritat: Currently, no secondary market exists for this TO arc ro assuranc
s or Withdrawals Deposks accutieral orpozots or partial withcrawals may be mace to this ID Any partial withdrawal will result in closure of the fl) Early Withdrawals Deutsche Bark imposes a penalty on any vathcrawal from a ID prior to its matunty. The amount of the penalty will be calculated or the date 01 the ea
Entities connected to both Lady Withdrawal and Early Withdrawals

Martha Stewart
PERSON
Jeffrey Epstein
PERSON
Deutsche Bank
ORGANIZATIONARTHUR TENDLER
PERSON
Joi Ito
PERSONFDIC Insurance
ORGANIZATION
FDIC
ORGANIZATIONMoody's Investors Service
ORGANIZATIONDeutsche Bank Trust Company Americas
ORGANIZATIONUnrealized FX Gain/Loss
ORGANIZATION
BNP PARIBAS
ORGANIZATIONStandard & Poor's
ORGANIZATIONThe McGraw-Hill Companies
ORGANIZATION
Clark
PERSONYork \Y '
ORGANIZATIONMoray Markel Funds
ORGANIZATIONMatunty
LOCATIONthe Penalty Rate and Nen
ORGANIZATIONUSD1
LOCATIONPease
PERSON