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messages NOTICE OF CHANGE PURSUANT TO TRUTH IN LENDING SEC RULE 10b-18 The annual rate of interest charged on any credit extended to you by Bear, Stearns Securities Corp. ('BSSC') for the purpose of purchasing, carrying or trading in any security or other property shall continue to be based on either the BSSC Margin
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son Avenue New YY New York 10179 8 Bar You are advised to promptly report any inaccuracy or discrepancy in your account to your broker and Bear, Stearns Securities Corp. CBSSC") at the telephone numbers listed on the front of this statement. In order to protect your rights, including any rights under the Securities
01.3859 INTERNATIOAL CHARITABLE 2 or 7 STATEMENT BACKER IS PRINTED ON THIS PAGE 027 0930(01308:39 001 V915 EFTA00199100 CLEARED THROUGH ITS VOICUY CONNED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York Nee York 10179 3 ri Cash Fl
ages tke NOTICE OF CHANGE PURSUANT TO TRUTH IN LENDING SEC RULE lffb-16 The annual rate of interest charged on any credit extended to you by Bear, Stearns Securities Corp. ("BSSC) for the purpose of purchasing, carrying or trading in any security or other property shall continue to be based on either the BSSC Margin B
Entities connected to both VOICUY and Stearns Securities Corp.

Bear Stearns
ORGANIZATIONMoney Fund
ORGANIZATION
Bloomberg L.P.
ORGANIZATION
Jeffrey Epstein
PERSONthe British Bankers Association
ORGANIZATIONODIVED
ORGANIZATION
New York City
LOCATION
North
LOCATIONORIVED
ORGANIZATIONConic
ORGANIZATIONPeer Perform
PERSONYmCuy ORIVED
PERSONMASSER
PERSONHarry Beller
PERSON
Al Gore
PERSONthe National Association of Securities Dealer's
ORGANIZATIONEOUITY
ORGANIZATIONMarket Overweight
PERSONthe Bear, Stearns Securities Corp
ORGANIZATIONUnteeeti Preen
PERSON