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short-term market interest rates quoted by money center banks and the Federal Reserve and the rate that Bear Steams is charged for borrowing money, The Bear Stearns Securities Fed Funds Rate is the rate for U.S. dollar funds, as quoted by an independent broker of such funds selected by Bear Steams Securities for the last tra

CLEARED THROUGH ITS WHOLLY 01M.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8. Co. Inc. 383 Madison Avenue New York Nell York 10179 ACCOUNT EXECUTIVE TELEPHONE VISIT OUR WEBSITE LICHERMAN.IRA 6'/A1 bear stearns.com What's In This Statement Financial Summary 3 Your

short-term market interest rates quoted by money center banks and the Federal Reserve and the rate that Bear Steams is charged for borrowing money, The Bear Stearns Securities Fed Funds Rate is the rate for U.S. dollar funds, as quoted by an independent broker of such funds selected by Bear Steams Securities for the last tra

CLEARED IHRCO201 ITS YiHOM.Y 01MYED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York Nell York 10179 3 cl Cash Flow Analysis THIS PERIOD Cash Balance Summary OPENN3 CLOSING Opening Balance $13,000,548.46 Cash 13,000.548.46 180.011.46

short-term market interest rates quoted by money center banks and the Federal Reserve and the rate that Bear Steams is charged for borrowing money, The Bear Stearns Securities Fed Funds Rate is the rate for U.S. dollar funds, as quoted by an independent broker of such funds selected by Bear Steams Securities for the last tra

CLEARED 1HRCO3H ITS WHOLLY OWNED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Steams 8 Co. Inc. 383 Madison Avenue New York, Nell York 10179 8 e1 .1 This statement is provided to explain Bear. Stearns & Co. Inc.'s (*BSC') payment for order flow practices. BSC routes a majority of