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nded to you by Bear Steams Securities for the purpose of purchasing, carrying or trading in any security or other property shall be based on either the Bear Steams Margin Basis Rate, the Bear Steams Securities Fed Funds Rate or the London Interbank Offering Rate ("LIBOR'). The Bear Steams Margin Basis Rate will be quoted daily

CLEARED THROUGH ITS WHOLLY 01M.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8. Co. Inc. 383 Madison Avenue New York Nell York 10179 ACCOUNT EXECUTIVE TELEPHONE VISIT OUR WEBSITE LICHERMAN.IRA 6'/A1 bear stearns.com What's In This Statement Financial Summary 3 Your

nded to you by Bear Steams Securities for the purpose of purchasing, carrying or trading in any security or other property shall be based on either the Bear Steams Margin Basis Rate, the Bear Steams Securities Fed Funds Rate or the London Interbank Offering Rate ("LIBOR'). The Bear Steams Margin Basis Rate will be quoted daily

CLEARED IHRCO201 ITS YiHOM.Y 01MYED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New York Nell York 10179 3 cl Cash Flow Analysis THIS PERIOD Cash Balance Summary OPENN3 CLOSING Opening Balance $13,000,548.46 Cash 13,000.548.46 180.011.46

nded to you by Bear Steams Securities for the purpose of purchasing, carrying or trading in any security or other property shall be based on either the Bear Steams Margin Basis Rate, the Bear Steams Securities Fed Funds Rate or the London Interbank Offering Rate ("LIBOR'). The Bear Steams Margin Basis Rate will be quoted daily

CLEARED 1HRCO3H ITS WHOLLY OWNED SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Steams 8 Co. Inc. 383 Madison Avenue New York, Nell York 10179 8 e1 .1 This statement is provided to explain Bear. Stearns & Co. Inc.'s (*BSC') payment for order flow practices. BSC routes a majority of