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e 30 to avoid increased penalties. For Tax Returns and information, call the Department of Revenue at 1.800.352.3671. End of Statement As part of the National Association of Securities Dealers (NASD) Investor Education Program, you may obtain information on the NASD's Public Disclosure Program by contacting the NASD at telephone number (
y on which such rate is determined. The annual rate of interest will be no more than 3% above the Bear Stearns Margin Basis Rate or 4% above either the Bear Stearns Securities Fed Funds Rate or LIBOR and will appear on your monthly statements. Since the rate of interest charged is related to the Bear Stearns Margin Basis
OURNAL MARK TO MARKET 2,227.00 12/30/02 JOURNAL MARK TO MARKET SHORT POS 2,227.00 TOTAL $43,223.00 $83223.00 Your messages irw• As pail of the National Association of Securities Dealers (NASD) Investor Education Program, you may obtain information on the NASD's Public Disclosure Program by contacting the NASD at telephone number (
y on which such rate is determined. The annual rate of interest will be no more than 3% above the Bear Stearns Margin Basis Rate or 4% above either the Bear Stearns Securities Fed Funds Rate or LIBOR and will appear on your monthly statements. Since the rate of interest charged is related to the Bear Stearns Margin Basis
AMOUNT CRUM AMOuNT 12/02/02 JOURNAL TO 34.06 COMPLETE .N_ 12111/02 JOURNAL TO 3.571.61 PER L TOTAL 5.3.605.67 Your messages As part of the National Association of Securities Dealers (NASD} Investor Education Program, you may obtain information on the NASD's Public Dicsincure Program by contacting the NASD at telephone number (
y on which such rate is determined. The annual rate of interest will be no more than 3% above the Bear Stearns Margin Basis Rate or 4% above either the Bear Stearns Securities Fed Funds Rate or LIBOR and will appear on your monthly statements. Since the rate of interest charged is related to the Bear Stearns Margin Basis
ember 31.2002 ACCOUNT NUMBER TAXPAYER MAWR On FIle LAST STATEMENT November 29.2002 [RENT AMOUNT 71.10 TOTAL $71.10 Your messages As part of the National Association of Securities Dealers (NASD) Investor Education Program, you may obtain information on the NASD's Public Dicrincure Program by contacting the NASD at telephone number (
y on which such rate is determined. The annual rate of interest will be no more than 3% above the Bear Stearns Margin Basis Rate or 4% above either the Bear Stearns Securities Fed Funds Rate or LIBOR and will appear on your monthly statements. Since the rate of interest charged is related to the Bear Stearns Margin Basis
Entities connected to both the National Association of Securities Dealers and the Bear Stearns Securities

Bear Stearns
ORGANIZATION
New York City
LOCATIONEOUITY
ORGANIZATION
Jeffrey Epstein
PERSONMoney Fund
ORGANIZATION
North
LOCATIONTHRCOGH
ORGANIZATIONSZeirns
PERSONPERKO
ORGANIZATIONMASSER
PERSONMONET
PERSONthe Bear, Steams Securities Corp. Statement
ORGANIZATIONBeet SZeirns
PERSONBrooNyn
LOCATIONThe 'Statement of Interest Charges Pursuant
ORGANIZATIONOre Mevolech
PERSONEastem Time
PERSONBear, Stearns Securities Corp.
ORGANIZATIONStearns & Co. Inc.'s
ORGANIZATIONthe Bear Steams Margin Basis Rate
ORGANIZATION