Epstein Secrets

ROUGH ITS YrisekLY 0"E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns 8 Co. Inc. New YY New York 10179 7 Your messages Bear, Stearns Securities Corp. Net Capital and Net Capital Requirements: At May 31, 2002 and July 31, 2002, the Company's net capital of approximately $2.5 billion and $2.0 bill

you. If for any other reason Bear Stearns Securities changes the rate of interest it charges you, we will give you at least 30 days prior notice. The 'Statement of Interest Charges Pursuant to the Truth-in-Lending' SEC Rule 10b-16" previously provided to you remains in effect except to the extent specifically amended by this notice. 0

M.E0 SUBSIDIARY BEAR STEARNS OFFICE SERVICING YOUR ACCOUNT Bear. Stearns & Co. Inc. 383 Madison Avenue New Y New York 10179 6 Your messages Bear, Stearns Securities Corp. Net Capital and Net Capital Requirements: At May 31, 2002 and July 31, 2002, the Company's net capital of approximately $2.5 billion and $2.0 bill

you. If for any other reason Bear Stearns Securities changes the rate of interest it charges you, we will give you at least 30 days prior notice. The 'Statement of Interest Charges Pursuant to the Truth•in•Lending' SEC Rule 10b•16" previously provided to you remains in effect except to the extent specifically amended by this notice. 0

SCIENCE INTERESTS It STATO.Lea /ace Toteuery 23.2002 uwar.m shwa 28. 2002 AOCOU/01 MAWR TAXPAYS AUNSER On no LAST STATFVENT Fettuary 22. 2002 Bear, Stearns Securities Corp. Net Capital and Net Capital Requirements: At November 30, 2001 and January 31, 2002, the Companys net capital of approximately S2.6 billion and 52

to you. If (Or any other reason Bear Steams SecuritieS changes the rate of interest it charges you, we will awe you at least 30 days prior notice. The 'Statement of Interest Charges Pursuant to the Truth-in-Lending" SEC Rule 10b-16' previously provided to you remains in effect except to the extent specifically amended by this notice. 0