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or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journal does not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
ect debit you deliver to us, or we must return a check because it is not signed or is otherwise irregular, we may charge you a Returned Payment Fee. The Returned Payment Fee will be $27, but $38 if you had a returned payment in any of the 6 prior billing periods. However, the Returned Payment Fee will never exceed the a
or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journal does not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
ect debit you deliver to us, or we must return a check because it is not signed or is otherwise irregular, we may charge you a Returned Payment Fee. The Returned Payment Fee will be $27, but $38 if you had a returned payment in any of the 6 prior billing periods. However, the Returned Payment Fee will never exceed the a
e or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journaldoes not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
ect debit you deliver to us, or we must return a check because it is not signed or is otherwise irregular, we may charge you a Returned Payment Fee. The Returned Payment Fee will be 827, but S38 if you had a returned payment in any of the 6 prior billing periods. However, the Returned Payment Fee will never exceed the a
e or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journaldoes not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
ect debit you deliver to us, or we must return a check because it is not signed or is otherwise irregular, we may charge you a Returned Payment Fee. The Returned Payment Fee will be 827, but S38 if you had a returned payment in any of the 6 prior billing periods. However, the Returned Payment Fee will never exceed the a
e or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journaldoes not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
ect debit you deliver to us, or we must return a check because it is not signed or is otherwise irregular, we may charge you a Returned Payment Fee. The Returned Payment Fee will be 827, but S38 if you had a returned payment in any of the 6 prior billing periods. However, the Returned Payment Fee will never exceed the a
e or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journaldoes not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
ect debit you deliver to us, or we must return a check because it is not signed or is otherwise irregular, we may charge you a Returned Payment Fee. The Returned Payment Fee will be 827, but S38 if you had a returned payment in any of the 6 prior billing periods. However, the Returned Payment Fee will never exceed the a
e or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journaldoes not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
ect debit you deliver to us, or we must return a check because it is not signed or is otherwise irregular, we may charge you a Returned Payment Fee. The Returned Payment Fee will be 827, but 838 if you had a returned payment in any of the 6 prior billing periods. However, the Returned Payment Fee will never exceed the a
e or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journaldoes not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
ect debit you deliver to us, or we must return a check because it is not signed or is otherwise irregular, we may charge you a Returned Payment Fee. The Returned Payment Fee will be 827, but S38 if you had a returned payment in any of the 6 prior billing periods. However, the Returned Payment Fee will never exceed the a
Entities connected to both the U.S. Prime Rate and The Returned Payment Fee

Columbus
LOCATION
Irving
PERSONPostal Service
ORGANIZATIONWeehawken
LOCATIONthe Variable Rate Information
ORGANIZATIONPurchases, Balance Transfers
ORGANIZATIONThe DPR for Purchases
ORGANIZATIONThe DPR for Cash Advances
ORGANIZATIONThe Late Payment Fee
ORGANIZATIONThe Returned Check Fee
ORGANIZATION
Ghislaine Maxwell
PERSONCredit Line
ORGANIZATIONUBS Visa
ORGANIZATIONUBS Visa Signature
ORGANIZATIONthe Statement Balance
ORGANIZATIONCOLUMBUS GA
LOCATIONUBS Dining
ORGANIZATIONNational Car Rental
ORGANIZATIONDining Program
ORGANIZATIONUBS Concierge
ORGANIZATION