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or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journal does not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
e Rate Information. The standard Annual Percentage Rates (APRs) on your Account that arc used to detennine the amount of interest to be charged for Purchases, Balance Transfers (after the Introductory Period), Cash Advances, and the Penalty APR are variable rates. Introductory APR is available on all Balance Transfers made
or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journal does not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
e Rate Information. The standard Annual Percentage Rates (APRs) on your Account that arc used to determine the amount of interest to be charged for Purchases, Balance Transfers (after the Introductory Period), imams Cash Advances, and the Penalty APR are variable rates. Introductory APR is available on all Balance Transfer
e or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journaldoes not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
le Rate Information. The standard Annual Percentage Rates (APRs) on your Account that are used to determine the amount of interest to be charged for Purchases, Balance Transfers (after the Introductory Period), Cash Advances, and the Penalty APR are variable rates. Introductory APR is available on all Balance Transfers made
e or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journaldoes not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
le Rate Information. The standard Annual Percentage Rates (APRs) on your Account that are used to determine the amount of interest to be charged for Purchases, Balance Transfers (after the Introductory Period), Cash Advances, and the Penalty APR are variable rates. Introductory APR is available on all Balance Transfers made
e or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journaldoes not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
le Rate Information. The standard Annual Percentage Rates (APRs) on your Account that are used to determine the amount of interest to be charged for Purchases, Balance Transfers (after the Introductory Period), Cash Advances, and the Penalty APR are variable rates. Introductory APR is available on all Balance Transfers made
e or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journaldoes not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
le Rate Information. The standard Annual Percentage Rates (APRs) on your Account that are used to determine the amount of interest to be charged for Purchases, Balance Transfers (after the Introductory Period), Cash Advances, and the Penalty APR are variable rates. Introductory APR is available on all Balance Transfers made
e or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journaldoes not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
le Rate Information. The standard Annual Percentage Rates (APRs) on your Account that are used to determine the amount of interest to be charged for Purchases, Balance Transfers (after the Introductory Period), Cash Advances, and the Penalty APR are variable rates. Introductory APR is available on all Balance Transfers made
e or decrease in the amount of interest assessed and possibly in the amount of the Minimum Payment Due. If The Wall Street Journaldoes not publish the U.S. Prime Rate, or if it changes the definition of the U.S. Prime Rate, we may substitute another index. Your new APRs The new APRs on your account vary with the
le Rate Information. The standard Annual Percentage Rates (APRs) on your Account that are used to determine the amount of interest to be charged for Purchases, Balance Transfers (after the Introductory Period), Cash Advances, and the Penalty APR are variable rates. Introductory APR is available on all Balance Transfers made
Entities connected to both the U.S. Prime Rate and Purchases, Balance Transfers

Columbus
LOCATION
Irving
PERSONPostal Service
ORGANIZATIONWeehawken
LOCATIONthe Variable Rate Information
ORGANIZATIONThe DPR for Purchases
ORGANIZATIONThe DPR for Cash Advances
ORGANIZATIONThe Late Payment Fee
ORGANIZATIONThe Returned Payment Fee
ORGANIZATIONThe Returned Check Fee
ORGANIZATION
Ghislaine Maxwell
PERSONCredit Line
ORGANIZATIONUBS Visa
ORGANIZATIONUBS Visa Signature
ORGANIZATIONthe Statement Balance
ORGANIZATIONCOLUMBUS GA
LOCATIONUBS Dining
ORGANIZATIONNational Car Rental
ORGANIZATIONDining Program
ORGANIZATIONUBS Concierge
ORGANIZATION