Epstein Secrets

f... $9,909 $5,387 (Savings=$4,522) If you would like information about credit counseling services, call 1-866-797-2885. YOUR ACCOUNT MESSAGES New York Residents: New York residents may contact the New York State Banking Department at 1-800-518-8866 to obtain a comparative list of credit card rates, fees and

(EXCHG RATE) AVIA STATION SER LA ROCHELLE EURO 72.87 X 1.325922876 (EXCHG RATE) EFTA01531655 CASH ADVANCES 12/01 12/07 12/11 12/20 12/26 LCL LE CREDIT LY0000000 PARIS GRANDE 12/05 EURO 300.00 X 1.307800000 (EXCHG RATE) *>BNP 1414144 75PARIS 17 12/09 EURO 900.00 X 1.297500000 (EXCHG RATE)

f... $3,925 $2,432 (Savings=$1,493) If you would like information about credit counseling services, call 1-866-797-2885. YOUR ACCOUNT MESSAGES New York Residents: New York residents may contact the New York State Banking Department at 1-800-518-8866 to obtain a comparative list of credit card rates, fees and

IX 75PARIS 16 12/02 EURO 23.86 X 1.303017602 (EXCHG RATE) FRANPRIX 75PARIS 16 12/02 EURO 45.69 X 1.302910921 (EXCHG RATE) CASH ADVANCES 11/20 LCL LE CREDIT LY0000000 PARIS GRANDE 11/22 EURO 260.00 X 1.283192307 (EXCHG RATE) FEES CHARGED 11/21 12/02 TRANSACTION FEE TOTAL FEES FOR THIS PERIOD

... $12,487 $6,661 (Savings=$5,826) If you would like information about credit counseling services, call 1-866-797-2885. YOUR ACCOUNT MESSAGES New York Residents: New York residents may contact the New York State Banking Department at 1-800-518-8866 to obtain a comparative list of credit card rates, fees and

01/31 EURO 416.00 X 1.358870192 (EXCHG RATE) LEROY MERLIN SAINT DENIS 02/01 EURO 103.98 X 1.359588382 (EXCHG RATE) CASH ADVANCES 01/10 01/18 LCL LE CREDIT LY0000000 PARIS GRANDE 01/11 EURO 480.00 X 1.326791666 (EXCHG RATE) LCL LE CREDIT LY0000000 PARIS GRANDE 01/21 EURO 350.00 X 1.340371428

... $10,157 $5,517 (Savings=$4,640) If you would like information about credit counseling services, call 1-866-797-2885. YOUR ACCOUNT MESSAGES New York Residents: New York residents may contact the New York State Banking Department at 1-800-518-8866 to obtain a comparative list of credit card rates, fees and

URO 202.66 X 1.299467087 (EXCHG RATE) FRANPRIX 75PARIS 16 04/26 EURO 46.27 X 1.309487789 (EXCHG RATE) CASH ADVANCES 04/02 04/02 04/05 04/29 LCL LE CREDIT LY0000000 PARIS GRANDE 04/03 EURO 800.00 X 1.287875000 (EXCHG RATE) LCL LE CREDIT LY0000000 PARIS GRANDE 04/03 EURO 300.00 X 1.287866666

ts used to calculate the estimates shown in the above table do not include past due or amounts over the credit access line. YOUR ACCOUNT MESSAGES New York Residents: New York residents may contact the New York State Banking Department at 1-800-518-8866 to obtain a comparative list of credit card rates, fees and

5/30 EURO 689.22 X 1.297568265 (EXCHG RATE) CASH ADVANCES 05/14 05/23 *>BNP 1414144 75PARIS 17 05/16 EURO 1,000.00 X 1.294270000 (EXCHG RATE) LCL LE CREDIT LY0000000 PARIS GRANDE 05/27 EURO 280.00 X 1.299464285 (EXCHG RATE) FEES CHARGED 05/16 05/27 06/02 06/02 TRANSACTION FEE TRANSACTION

f... $7,341 $4,132 (Savings=$3,209) If you would like information about credit counseling services, call 1-866-797-2885. YOUR ACCOUNT MESSAGES New York Residents: New York residents may contact the New York State Banking Department at 1-800-518-8866 to obtain a comparative list of credit card rates, fees and

R LA ROCHELLE 04/01 EURO 78.52 X 1.283749363 (EXCHG RATE) FRANPRIX 75PARIS 16 04/01 EURO 26.82 X 1.283743475 (EXCHG RATE) CASH ADVANCES 03/20 LCL LE CREDIT LY0000000 PARIS GRANDE 03/21 EURO 400.00 X 1.297975000 (EXCHG RATE) FEES CHARGED 03/21 04/02 TRANSACTION FEE TOTAL FEES FOR THIS PERIOD

f... $3,126 $2,018 (Savings=$1,108) If you would like information about credit counseling services, call 1-866-797-2885. YOUR ACCOUNT MESSAGES New York Residents: New York residents may contact the New York State Banking Department at 1-800-518-8866 to obtain a comparative list of credit card rates, fees and

16 02/15 EURO 66.00 X 1.345606060 (EXCHG RATE) LE FRANGO LUZIANIA 02/28 BRAZILIAN REAL 116.05 X 0.505040930 (EXCHG RATE) CASH ADVANCES 02/12 LCL LE CREDIT LY0000000 PARIS GRANDE 02/13 EURO 320.00 X 1.347750000 (EXCHG RATE) FEES CHARGED 02/13 03/01 TRANSACTION FEE TOTAL FEES FOR THIS PERIOD

f... $3,091 $2,016 (Savings=$1,075) If you would like information about credit counseling services, call 1-866-797-2885. YOUR ACCOUNT MESSAGES New York Residents: New York residents may contact the New York State Banking Department at 1-800-518-8866 to obtain a comparative list of credit card rates, fees and

(CONTINUED) Transaction CASH ADVANCES 08/23 08/28 FEES CHARGED 08/26 08/29 INTEREST CHARGED 09/02 Merchant Name or Transaction Description LCL LE CREDIT LY0000000 PARIS GRANDE 08/26 EURO 250.00 X 1.341080000 (EXCHG RATE) LCL LE CREDIT LY0000000 PARIS GRANDE 08/29 EURO 600.00 X 1.339866666

terest Charged New Balance Opening/Closing Date Credit Access Line Available Credit Cash Access Line Available for Cash YOUR ACCOUNT MESSAGES New York Residents: New York residents may contact the New York State Banking Department at 1-800-518-8866 to obtain a comparative list of credit card rates, fees and

S 07/21 EURO 77.64 X 1.315430190 (EXCHG RATE) CARREFOUR STAINS STAINS 07/29 EURO 155.09 X 1.329486104 (EXCHG RATE) CASH ADVANCES 07/25 08/01 LCL LE CREDIT LY0000000 PARIS GRANDE 07/26 EURO 1,000.00 X 1.329670000 (EXCHG RATE) LCL LE CREDIT LY0000000 PARIS GRANDE 08/02 EURO 220.00 X 1.33118181

on about credit counseling services, call 1-866-797-2885. $6,403.53 11/27/13 $91.00 If you make only the minimum payment YOUR ACCOUNT MESSAGES New York Residents: New York residents may contact the New York State Banking Department at 1-800-518-8866 to obtain a comparative list of credit card rates, fees and

98.00 X 1.379285714 (EXCHG RATE) CASTORAMA 4476147 93VILLETANEU2 10/29 EURO 36.41 X 1.381488602 (EXCHG RATE) CASH ADVANCES 10/06 10/16 10/25 LCL LE CREDIT LY0000000 PARIS GRANDE 10/08 EURO 600.00 X 1.358966666 (EXCHG RATE) LCL LE CREDIT LY0000000 PARIS GRANDE 10/17 EURO EFTA01531732 1,000.