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r funds, as quoted by an independent broker of such funds selected by Bear Steams Securities for the last transaction completed prior to 9:30 a,m, (Eastem Time) on the business day on which such rate is determined. The annual rate of interest will be no more than 3% above the Bear Stearns Margin Basis Rat
you. If for any other reason Bear Stearns Securities changes the rate of interest it charges you, we will give you at least 30 days prior notice. The 'Statement of Interest Charges Pursuant to the Truth-in-Lending' SEC Rule 10b-16" previously provided to you remains in effect except to the extent specifically amended by this notice. 0
r funds, as quoted by an independent broker of such funds selected by Bear Steams Securities for the last transaction completed prior to 9:30 a,m, (Eastem Time) on the business day on which such rate is determined. The annual rate of interest will be no more than 3% above the Bear Stearns Margin Basis Rat
you. If for any other reason Bear Stearns Securities changes the rate of interest it charges you, we will give you at least 30 days prior notice. The 'Statement of Interest Charges Pursuant to the Truth•in•Lending' SEC Rule 10b•16" previously provided to you remains in effect except to the extent specifically amended by this notice. 0
r funds, as quoted by an independent broker of such funds selected by Bear Steams Securities for the last transaction completed prior to 9:30 a,m, (Eastem Time) on the business day on which such rate is determined. The annual rate of interest will be no more than 3% above the Bear Stearns Margin Basis Rat
you. If for any other reason Bear Stearns Securities changes the rate of interest it charges you, we will give you at least 30 days prior notice. The 'Statement of Interest Charges Pursuant to the Truth•in•Lending' SEC Rule 10b-16" previously provided to you remains in effect except to the extent specifically amended by this notice. 0
r funds, as quoted by an independent broker of such funds selected by Bear Steams Securities for the last transaction completed prior to 9:30 a,m, (Eastem Time) on the business day on which such rate is determined. The annual rate of interest will be no more than 3% above the Bear Stearns Margin Basis Rat
you. If for any other reason Bear Stearns Securities changes the rate of interest it charges you, we will give you at least 30 days prior notice. The 'Statement of Interest Charges Pursuant to the Truth•in•Lending' SEC Rule 10b-16" previously provided to you remains in effect except to the extent specifically amended by this notice. 0
r funds, as quoted by an independent broker of such funds selected by Bear Steams Securities for the last transaction completed prior to 9:30 a,m, (Eastem Time) on the business day on which such rate is determined. The annual rate of interest will be no more than 3% above the Bear Stearns Margin Basis Rat
you. If for any other reason Bear Stearns Securities changes the rate of interest it charges you, we will give you at least 30 days prior notice. The 'Statement of Interest Charges Pursuant to the Truth•in•Lending' SEC Rule 10b-16" previously provided to you remains in effect except to the extent specifically amended by this notice. 0
Entities connected to both Eastem Time and The 'Statement of Interest Charges Pursuant

Bear Stearns
ORGANIZATION
Jeffrey Epstein
PERSONMoney Fund
ORGANIZATIONthe Bear Steams Securities Fed Funds Rate
ORGANIZATIONthe Bear Stearns Securities
ORGANIZATIONTHRCOGH
ORGANIZATIONSZeirns
PERSONThe Bear Stearns Securities Fed
ORGANIZATION
North
LOCATIONthe Bear Steams Margin Basis Rate
ORGANIZATIONthe Bear, Steams Securities Corp. Statement
ORGANIZATIONMASSER
PERSON
New York City
LOCATIONthe National Association of Securities Dealers
ORGANIZATIONEOUITY
ORGANIZATIONStearns & Co. Inc.'s
ORGANIZATIONPERKO
ORGANIZATIONBrooNyn
LOCATIONNell York
ORGANIZATIONOre Mevolech
PERSON