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he total of () any previous billed Minimum Payments that remain unpaid on the Closing Date of the statement and (ill the greatest of: (1) 1/50th of the New Balance shown on your Account statement on the Closing Date of the billing statement (the calculation of which is rounded up to the nearest whole dollar),

ender, Minnesota. This is not an offer to enter an interest rate lock-in agreement. Licensed First Mortgage Banker and Secondary Mortgage Lender by Pennsylvania Department of Banking. PHH Mortgage Services is an Equal Housing Lender. Contact us today! Call 1.800-AXP-1008 or go to www.americanexpress. com/mortgages. Use offer

the total of (I) any previous billed Minimum Payments that remain unpaid on the Closing Date of the statement and 00 the greatest of: (1) 1/50th of the New Balance shown on your Account statement on the Closing Date of the biting statement (the calculation of which is rounded up to the nearest whole dollar), (

ender, Minnesota. This is not an offer to enter an interest rate lock-in agreement. Licensed First Mortgage Banker and Secondary Mortgage Lender by Pennsylvania Department of Banking. PHH Mortgage Services Is an Equal Housing Lender. Contact us today! Call 1.800-AXP-1008 or go to vnyvtamericanexpress. com/mortgages. Use offe

he total of (i) any previous billed Minimum Payments that remain unpaid on the Closing Date of the statement and (i) the greatest of: (1) 1/50th of the New Balance shown on your Account statement on the Closing Date of the billing statement (the calculation of which is rounded up to the nearest whole dollar),

Lender, tAmesota This is not an offer to enter an interest rate lock-in agreement. Licensed First Mortgage Banker and Secondary Mortgage Lender by Pennsylvania Department of Banking. PHH Mortgage Services is an Equal Housing Lender. Contact us today! Call 1.800-AXP-1008 or go to www.amerlcanexpress. comlmortgages. Use offer

ing statement (the calculation of which is rounded up to the nearest whole dollar), (2) the current month's billed Finance Charges, or (3) $20 (or the New Balance if it is lessthan $20). If the greatest of the three calculations immediately above Is the current month's billed Finance Charges, then we will add

ender, Minnesota. This is not an offer to enter an interest rate lock-in agreement. Licensed First Mortgage Banker and Secondary Mortgage Lander by Pennsylvania Department of Banking. PHH Mortgage Services is an Equal Housing Lender. Contact us today! Call 1.800-AXP•1008 or go to www.americanexpress. con/mortgages. Use offer