Epstein Secrets

e Feature for the tilling period and divide the total by the number of days in the billing period. This gives us the AD on the Feature. It you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features includeclin this New Balance. If you multiply the ADB for

>00000000(2-61005 03/08/07 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima° Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c

Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADS for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in This New Balance. If you multiply the ADS for

3718-463688-42008 03/27/06 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c

Feature for the billing period and dvide the total by the number of clays in the tilling period. This gives us the ADS for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADS for

bing 03/09/05 Page 9 ol10 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c

ce for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance wil be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for eac

03/02/05 Page 9 of 10 An Important Notice Concerning Cardmember Privacy This Privacy t Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c

he total of (i) any previous billed Minimum Payments that remain unpaid on the Closing Date of the statement and (i) the greatest of: (1) 1/50th of the New Balance shown on your Account statement on the Closing Date of the billing statement (the calculation of which is rounded up to the nearest whole dollar),

Dm 03/27/04 Page 11 of 12 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c

Feature for the billing period and divide the total by the number of days in the billing period. This gives us the ADS for the Feature. If you pay the New Balance on this statement by the next Closing Date, then you will avoid additional FC on features included in this New Balance. If you multiply the ADB for

D4* 03/29/05 Page 9 of 10 An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c

for the feature. For all features except Cash Advances and certain promotions, the Average Daily Balance will be considered to be zero if you paid the New Balance, if any, shown on your previous month's statement by the Payment Due Date shown on that statement. If you multiply the Average Daily Balance for eac

3/16104 Page 11 of 12 Min An Important Notice Concerning Cardmember Privacy This Privacy Notice is addressed to United States holders of personal American Express Charge Cards or accounts, Optima Cards or accounts, and other personal credit card accounts that we issue, and to United States holders of business charge and c