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. only or call (440) 914-2950 from other locations worldwide. If the failure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. BP/CO2FYI/0306 EFTA01703351 Prepared For JEFFREY E EPSTEIN 3718-463688-42008 DUPLICATE COPY A000urd !trim Page 10

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.S. only or call (440)9142950 from ether locations worldwide. If the failure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under -How Benefits are Pale is replaced with the following: All other payments, with the exception

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