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. only or call (440) 914-2950 from other locations worldwide. If the failure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. BP/CO2FYI/0306 EFTA01703351 Prepared For JEFFREY E EPSTEIN 3718-463688-42008 DUPLICATE COPY A000urd !trim Page 10

vacation plans, enroll in travel insurance products exclusively for American Expresso Cardmembers. Select the coverage that best suits your needs: Automatic Flight Insurance, Premium Baggage Protection, Travel Delay Protection, and more. These products are underwritten by AMEX Assurance Company, Administrative Office, D

S. only or call (440) 914-2950 from other locations worldwide. If the faiure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under "How Benefits are Paid" is replaced with the following: Al other payments, with the exception

vacation plans, enroll in travel insurance products exclusively for American Expresso Cardmembers. Select the coverage that best suits your needs: Automatic Flight Insurance, Premium Baggage Protection, Travel Delay Protection, and more. These products are underwritten by AMEX Assurance Company, Administrative Office, D

.S. only or call (440)9142950 from ether locations worldwide. If the failure of a Cardmember to promptly report a loss prejudices the rights of the Insurer, the claim may be denied. The second paragraph under -How Benefits are Pale is replaced with the following: All other payments, with the exception

vacation plans, enroll in travel insurance products exclusively for American Expresso Cardmembers. Select the coverage that best suits your needs: Automatic Flight Insurance, Premium Baggage Protection, Travel Delay Protection, and more. These products are underwritten by AMEX Assurance Company, Administrative Office, D